640 Hermitage Street, Philadelphia
technical data · neighborhood and transit
Quick answers
- Does 640 Hermitage Street have open permits or code violations?
- Philadelphia Department of Licenses and Inspections lists 8 permits, all closed, and 0 violations.
- What is the 2026 conforming loan limit in Philadelphia County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 1, the highest potential. Test for radon before you buy.
- What natural disasters is 640 Hermitage Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated heat wave and cold wave risk.
Permits and code violations
Every permit on file is closed out.
- Electrical permit Dec 2025Completed
***fish only per 2017 nec*** outlets x41 recessed lights x8 smoke detectors x6 switch x17 fixture x18 circuits x14 gas range line x1 20-amp line x2 basic basement utility lights x7 200-amp 40ckt x1 panel labeling x1 20-amp humidifier x1 rewire bathroom fan x1 80,000-amp surge protection x1 100-amp 20 space panel x1
- Electrical permit Oct 2025Completed
Installation of rooftop mounted 4.4 kw solar photovoltaic pv system according to the 2017 nec and per ez standard.
- Plumbing permit Aug 2020Completed
For minor construction work at the subject property in accordance with all applicable provisions of the philadelphia code, all references codes and standards, and the attached ez standard, where included. deviation from this standard shall result in permit revocation. a separate permit from the philadelphia department of streets is required for any sidewalk and street closures. all means of pedestrian protection required at the site in accordance with the philadelphia building code chapter 33 shall be in place prior to start of work.
- Electrical permit Aug 2020Completed
5 recess lights 4 outlets 2 switches by way of fishing
- General permit minor Jul 2020Completed
Ez interior demolition- for the interior demolition of non-bearing partition wall and ceilings as per attached standard. deviations from these standards require submission of construction and site plans. department of streets is required for any sidewalk and street closures. all means of pedestrian protection required at the site in accordance with the philadelphia building code chapter 33 shall be in place prior to start of work. *homeowner is performing work*
- Plumbing permit Aug 2016Completed
Adding full bath in basement water closet, shower, and lavy sink - the installation will compy with the philadelphia plumbing code 2004
- Alteration permit Aug 2016Completed
Interior alteration in basement of an existing one family dwelling as per attached standard, plan review document and sketch. door as shown required for emergency egress. deviations from this standard will result in permit revocation and require submission of construction plans. separate permits required for plumbing, electric and hvac.
- Electrical permit Jul 2016Completed
Rewire basement including recessed lights,receptacles,switches and 1 co/smoke detector per 2008nec (sfd)north district
Philadelphia Department of Licenses and Inspections
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
3 within 1,650 ft
Nearest: 7 Eleven 40131, 6201 Ridge Ave (1,550 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
High
Average indoor levels here can exceed 4 pCi/L, EPA's action level. A $15 test kit settles it before you buy.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
2,450 ft
Roxborough HS (2,450 ft), Saul W B Agricultural School (4,250 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Have you lived here? Share your experience.
Leave a reviewThe Address Story
Every address has a context. Read its story.
How much it costs to live here
Price, rent, mortgage, and the city's economic context, all in one place.
The money at this address
Renting, buying, and investing, on the same numbers. Enter the listing price to see all calculations.
Enter a rent and the yield calculation fills in on its own.
Loan calculator for this address
Enter the listing price. The calculation uses only your numbers.
Rough estimate, with a fixed rate. The bank's offer may include fees and insurance.
More on Hermitage Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Semi-detached or row house: the shared wall matters. Listen from the room adjoining the neighbor's side and ask whether any structural work has been done there.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Ask to see the construction documents (permit, sign-off) and check for visible cracks on the facade or in the attic/basement.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.