48 Main Street, Philadelphia
technical data · neighborhood and transit
Quick answers
- Is 48 Main Street in a flood zone?
- Yes. FEMA maps it in Zone AE, a high-risk flood area. Federally backed lenders require flood insurance.
- Does 48 Main Street have open permits or code violations?
- Philadelphia Department of Licenses and Inspections lists 13 permits, 1 not closed, and 10 violations, 2 open.
- What is the 2026 conforming loan limit in Philadelphia County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 1, the highest potential. Test for radon before you buy.
- What natural disasters is 48 Main Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated heat wave risk.
Permits and code violations
1 permit not closed out. Unfinished permits pass to the next owner. 2 open violations.
- Electrical permit Nov 2025Completed
Replace (2) damaged smoke detectors replace (1) damaged pull station replace (3) damaged horns replace damaged wiring all on first floor
- Mechanical / fuel gas permit Jul 2025Completed
Ez permit ductwork & warm-air appliances- for the installation of new ductwork, registers/grilles/diffusers, and warm-air appliances as per attached standards. deviations from these standards require submission of construction and site plans. relocate 4 registers in 1st floor area with no change in air flow or current building occupancy no exterior work permitted as part of this permit per philadelphia historic approval
- Plumbing permit Apr 2025Completed
1 wc 3 sinks
- Electrical permit Mar 2025Completed
Install 30 amp dedicated circuit for electrical hot water heater. install wiring, lighting, switches and receptacles outlets to store according to the 2017 nec.
- Commercial building permit Oct 2024Completed
For level ii alterations and change in occupancy at the first floor and basement. separate permits required for mechaical, electrical and plumbing. *amend 5/14/25 - elimination of fire sprinkler system at work area per amended construction documents*
- Zoning permit Feb 2024Issued
Residential - household living - single-family; eating and drinking establishments - sit-down restaurant
- Plumbing permit Feb 2024Completed
Fixture replacement with piping in a bathroom, toilet, lav & shower.
- Zoning/use permit Mar 2016Completed
Space b- waxing ,facial,tanning, one flat sign ,two window sign only 20 % of glass area.
- Electrical permit Oct 2009Completed
Ezelec
- Electrical permit Sep 2009Completed
Ezelec
- Electrical permit Apr 2009Completed
Install 10 duplex receptacles, 2 gfci's, 4 exit sign combo's and 4 emergency lights, as per 2005 nec (north dist)
- Plumbing permit Apr 2009Completed
Move bar from wall, add 1 bar sink, 1 hand wash sink, 1 glass wash, 2 lavys and replace 2 water cosets
Philadelphia Department of Licenses and Inspections
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone AE
Special Flood Hazard Area: a 1% or higher chance of flooding each year. Lenders backed by federal programs require flood insurance here. Ask for the elevation certificate and an insurance quote before you commit.
FEMA National Flood Hazard Layer (FIRM)
Leaking fuel tanks
4 within 1,650 ft
Nearest: George M Germanovich Jr, 469 Conchester Hwy (1,300 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
650 ft
133 Grape St Hanson Associates. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
1,200 ft
Richardsapex Inc and 3 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
High-voltage line
950 ft
230 kV line run by PECO ENERGY CO.
HIFLD transmission lines
Radon potential
High
Average indoor levels here can exceed 4 pCi/L, EPA's action level. A $15 test kit settles it before you buy.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
2,650 ft
Dobson James Sch (2,650 ft), Belmont Hills El Sch (3,700 ft), Roxborough HS (4,350 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Main Street
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What's worth checking in person before deciding.
- The building has commercial space on the ground floor. Ask about their hours, check where the ventilation or refrigeration units are, and what time deliveries happen in the morning.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.