440 Spruce Street, Philadelphia
technical data · neighborhood and transit
Quick answers
- Does 440 Spruce Street have open permits or code violations?
- Philadelphia Department of Licenses and Inspections lists 26 permits, 1 not closed, and 6 violations, 3 open.
- What is the 2026 conforming loan limit in Philadelphia County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 440 Spruce Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated heat wave and cold wave risk.
Permits and code violations
1 permit not closed out. Unfinished permits pass to the next owner. 3 open violations.
- Residential building permit Jul 2018Issued
For the erection of a roof deck on top of the existing accessory detached garage with access stair from grade accessory to an existing attached structure as part of an existing single-family household living. (details including size and location as shown on the attached plan).as approved by philadelphia historical commission.
- Zoning permit Mar 2018Completed
Application is for the erection of a roof deck on top of the accessory detached garage with access stair from grade accessory to an existing attached structure as part of an existing single-family household living. (size and location as shown on the attached plan).
- Administrative permit Aug 2017Completed
Amend building permit #785521 and new joist to first floor kitchen. reingforce steel lentil on a 2nd floor
- Electrical permit Jul 2017Completed
New bathroom gfi's and lighting, gfi's, light and outlets for kitchen appliances... in accordance with 2008 nec for a one family building
- Alteration permit Jul 2017Completed
Ez permit windows & doors permit- for the replacement of exterior windows and doors (12 windows and 1 bilco door) as per attached standard. deviations from this standard will result in permit revocation and require submission of construction plans.
- Plumbing permit Jun 2017Completed
Rough-in and finish 2 baths and kitchen drain (sfd)the installation will comply with the philadelphia plumbing code 2004
- Alteration permit Jun 2017Completed
Interior alterations to existing single family residence including new kitchen on first floor. new masterbedroom suite with renovatee bathroom on second floor and renovated bathroom on 3rd floor. interior alterarions approx 780 sf. no changes in use, open area or massing. no exterior work.
- Addition permit Jul 2013Completed
For the erection of a sunroom accessory to an existing single family dwelling per manufacturer's installation instruction; submitted plan and historical commission approval.
- Mechanical permit May 2013Completed
Complete installation of one central air conditioning system serving the basement and first floor, and complete installation of one central heating & air conditioning system serving the second & third floors. both system installations to include all required ductwork and registers.
- Electrical permit May 2013Completed
Install (87)light fixtures, (47)switches, (45)receptacles, (20)gfci receptacles, (4) appliance lines, (4)catv and phone jacks, (3)hvac system, 30a, 240v line for elevator, 200a service.... in accordance with 2008 nec for a one family building
- Zoning permit Apr 2013Completed
Use to sfd. erection of an addition.
- Plumbing permit Apr 2013Completed
Relocate 1st fl powder rm, ren 2nd fl hall bath,replace fixtures in bathroom & bedroom, renovate 3rd fl master bath (sfd)
Philadelphia Department of Licenses and Inspections
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Superfund site
2.1 mi
Martin Aaron, Inc. (NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
1 within 1,650 ft
Nearest: Merchants Exchange, 130 S 3rd St (1,500 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,600 ft
Bainbridge Site. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
2,250 ft
Trigen Philadelphia Energy Corp Edison Facility and 2 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
800 ft
McCall Gen George A Sch (800 ft), Mastery CHS-Lenfest Campus (1,850 ft), Meredith William M Sch (2,050 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
7.0 mi
Philadelphia International (PHL). Aircraft may be audible under approach paths.
FAA large-hub airports
Conforming loan limit 2026
$832,750
Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Spruce Street
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What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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