Philadelphia

4345 Terrace Street, Philadelphia

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Quick answers

Does 4345 Terrace Street have open permits or code violations?
Philadelphia Department of Licenses and Inspections lists 13 permits, 2 not closed, and 44 violations, 6 open.
What is the 2026 conforming loan limit in Philadelphia County?
$832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 1, the highest potential. Test for radon before you buy.
What natural disasters is 4345 Terrace Street at risk for?
FEMA's National Risk Index rates the area relatively low overall, with elevated heat wave risk.

Permits and code violations

2 permits not closed out. Unfinished permits pass to the next owner. 6 open violations.

  1. Plumbing permit Dec 2025Completed

    Install new drain lines for 2nd fl bathroom. shower and lav

  2. Plumbing permit Aug 2023Completed

    Replace section of house drain, house trap and fresh air inlet for storm and sanitary drains.

  3. Plumbing permit Jan 2019Expired

    Replace 3/4 "water service-pa1#20190161629-"self-certification's are no longer permitted" - "all excavations and plumbing trenches in excess of 5 feet in depth must have approved shoring in place at the time of inspection"

  4. Mechanical permit Apr 2014Completed

    Install 2 gas fired furnaces & 2 -2 ton a/c units & all related ductwork -sfd

  5. Electrical permit Feb 2014Issued

    Total rewire a single family dwelling, install a 200amp service as per nec 2008 (north district)

  6. Plumbing permit Jan 2014Completed

    16 fixtures with piping for one family dwelling

  7. Addition permit Apr 2013Completed

    For the demolition of the roof and the erection of an addition and roof deck to an existing semi-detached single family dwelling per submitted plan. separate permits required for electric; plumbing and mechanical.

  8. Zoning permit Apr 2013Completed

    For the demolition of the roof and the erection of an addition and roof deck to an existing semi-detached single family dwelling size and location as shown on submitted plan.

  9. Alteration permit May 2011Completed

    Permit to comply violation #274366 for bulging front wall, all debris are to be removed from the site.

  10. Plumbing permit Sep 2009Completed

    Water service from curb to house

  11. Plumbing permit Dec 2008Completed

    Replacing water distribution pipe 3/4"

  12. Alteration permit Aug 2008Completed

    Demolish two story rear decks. demolish interior floors and wall as needed to perform repairs.

Philadelphia Department of Licenses and Inspections

Safety and environment

FEMA natural hazard risk

Relatively Low

Highest for this area: heat wave. These drive insurance cost here.

FEMA National Risk Index, census tract

Leaking fuel tanks

3 within 1,650 ft

Nearest: George M Germanovich Jr, 469 Conchester Hwy (1,450 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.

EPA UST Finder, leaking underground storage tank releases

Brownfield site

950 ft

133 Grape St Hanson Associates. Former industrial land in EPA's cleanup and reuse program.

EPA ACRES Brownfields

Toxic release facility

1,400 ft

Richardsapex Inc and 3 more within a mile. Reports chemical releases to air, water or land to EPA each year.

EPA Toxics Release Inventory

Radon potential

High

Average indoor levels here can exceed 4 pCi/L, EPA's action level. A $15 test kit settles it before you buy.

EPA and USGS Geologic Radon Potential Map

Nearest public schools

3,250 ft

Dobson James Sch (3,250 ft), Roxborough HS (3,650 ft), Cook-Wissahickon Sch (4,050 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$832,750

Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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How the sun hits 4345 Terrace Street, Philadelphia

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Viewing recommendations

What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
  • Check the condition of the fence, yard, and sidewalk out front: who is responsible for upkeep, and whether there are any boundary disputes with neighbors.
  • Ask to see the construction documents (permit, sign-off) and check for visible cracks on the facade or in the attic/basement.
  • Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
  • Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
  • Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.