Philadelphia

413 Spruce Street, Philadelphia

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Quick answers

Does 413 Spruce Street have open permits or code violations?
Philadelphia Department of Licenses and Inspections lists 30 permits, 2 not closed, and 18 violations, 1 open.
What is the 2026 conforming loan limit in Philadelphia County?
$832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 413 Spruce Street at risk for?
FEMA's National Risk Index rates the area relatively moderate overall, with elevated heat wave and cold wave risk.

Permits and code violations

2 permits not closed out. Unfinished permits pass to the next owner. 1 open violation.

  1. Plumbing permit Aug 2024Completed

    Replace 1" water service from curb in connecting to existing meter

  2. Mechanical / fuel gas permit May 2024Completed

    Ez permit ductwork & warm-air appliances - for the installation of new ductwork, registers/grilles/diffusers, and warm-air appliances as per attached standards. deviations from these standards require submission of construction and site plans. replace (2) a/c and (2) air handlers only, in like and kind. see phc approval

  3. Commercial building permit May 2021Expired

    For the reconstruction of an existing private roof deck accessory to unit #6. all work to be done per approved plans and in accordance with 2018 ibc. if site conditions vary, contact design professional prior to start of work. separate permit(s) required for any other alterations work.

  4. General permit minor May 2021Expired

    Ez permit re-roofing- ** existing philadelphia historic property**for repair / replacement of roof covering(s) on existing roof(s) in accordance with the attached ez permit re-roofing standard. failure to comply with the attached ez permit re-roofing standard shall result in revocation of this permit. approved per attached plans. dept.of streets permit is required for any sidewalk and street closures . all means of pedestrian protection required at the site in accordance with the philadelphia building code chapter 33 shall be in place prior to start of work. (no other work allowed under this permit. separate permits required. )

  5. Plumbing permit Oct 2017Completed

    Replace curb trap and fai pa20172753804 (sfd) "self-certification's are no longer permitted" - "all excavations and plumbing trenches in excess of 5 feet in depth must have approved shoring in place at the time of inspection"

  6. Plumbing permit Feb 2017Completed

    Plumbing alterations throughout an exising multi family dwelling.front rain conductor

  7. Plumbing permit Jan 2017Completed

    Remodel of kitchen. 1-kitchen sink.the installation will comply with the philadephia plubming code 2004

  8. Electrical permit Jan 2017Completed

    Re-wire kitchen to include 15- light fixtures, 6- switches, 5- receptacles, 9- gfi receptacles, 4- appliance lines, 1-catv jack.... in accordance with 2008 nec for a one family building

  9. Alteration permit Jan 2017Completed

    Kitchen remodel,structural modifications for new exterior door unit. first floor at interior courtyard only.

  10. Plumbing permit Aug 2015Completed

    Replace existing 4 piece bathroom (sfd)the installation will comply with the philadelphia plumbing code 2004

  11. Electrical permit Aug 2015Completed

    Rewire 2nd floor, 32 light fixtures, 16 switches, 14 general purpose receptacles, 3 gfci receptacles. 2-120v smoke detectors, 1 catv jack, i data jack

  12. Alteration permit Jul 2015Completed

    Ez permit standard alterations- for alterations to an existing one family dwelling as per attached standard. deviations from this standard will result in permit revocation and require submission of construction plans. work shall to be done in accordance with philadelphia historical commissions guidelines and approval.

Philadelphia Department of Licenses and Inspections

Safety and environment

FEMA natural hazard risk

Relatively Moderate

Highest for this area: heat wave, cold wave. These drive insurance cost here.

FEMA National Risk Index, census tract

Superfund site

2.1 mi

Martin Aaron, Inc. (NPL Site). Check groundwater and vapor reports on the EPA site page.

EPA National Priorities List

Leaking fuel tanks

2 within 1,650 ft

Nearest: Merchants Exchange, 130 S 3rd St (1,250 ft), no further action. Every release here is closed by the state regulator.

EPA UST Finder, leaking underground storage tank releases

Brownfield site

1,650 ft

Bainbridge Site. Former industrial land in EPA's cleanup and reuse program.

EPA ACRES Brownfields

Toxic release facility

2,450 ft

Trigen Philadelphia Energy Corp Edison Facility and 2 more within a mile. Reports chemical releases to air, water or land to EPA each year.

EPA Toxics Release Inventory

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Nearest public schools

1,050 ft

McCall Gen George A Sch (1,050 ft), Mastery CHS-Lenfest Campus (1,700 ft), National Constitution Center HS (2,100 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Major airport

7.0 mi

Philadelphia International (PHL). Aircraft may be audible under approach paths.

FAA large-hub airports

Conforming loan limit 2026

$832,750

Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Viewing recommendations

What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.

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