404 Hermit Street, Philadelphia
technical data · neighborhood and transit
Quick answers
- Does 404 Hermit Street have open permits or code violations?
- Philadelphia Department of Licenses and Inspections lists 6 permits, 2 not closed, and 9 violations.
- What is the 2026 conforming loan limit in Philadelphia County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 1, the highest potential. Test for radon before you buy.
- What natural disasters is 404 Hermit Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated inland flooding and heat wave risk.
Permits and code violations
2 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Electrical permit Jun 2024Completed
Wiring for finished basement. general lights and outlets as per nec requirements.
- Plumbing permit May 2024Completed
Relocate basement bathroom and convert to full bathroom. install toilet, shower and vanity. relocate washer (laundry sink) and dryer 6ft in basement. 4 fixtures.
- Residential building permit Apr 2024Completed
For elimination of one interior rear garage space and to close the existing garage door for use as habitable space and for level ii alterations of the existing basement only to continuous use as single-family dwelling. size and location as shown on the plans. ** separate permit require for electrical, plumbing and mechanical **
- Zoning permit Jan 2024Issued
Residential - household living - single-family
- Plumbing permit Jan 2023Expired
Repair/replace main drain
- Plumbing permit Oct 2012Completed
Remove and replace sanitary and storm traps and lateral(sfd)
Philadelphia Department of Licenses and Inspections
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: inland flooding, heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
11 within 1,650 ft
Nearest: Ridge Gas & Food Mart, 5650 Ridge Ave (1,400 ft), open. 2 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
2,950 ft
Richardsapex Inc. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
High
Average indoor levels here can exceed 4 pCi/L, EPA's action level. A $15 test kit settles it before you buy.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,000 ft
Cook-Wissahickon Sch (1,000 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Hermit Street
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What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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