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Philadelphia

3969 Terrace Street, Philadelphia

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Quick answers

Does 3969 Terrace Street have open permits or code violations?
Philadelphia Department of Licenses and Inspections lists 14 permits, 2 not closed, and 33 violations.
What is the 2026 conforming loan limit in Philadelphia County?
$832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 1, the highest potential. Test for radon before you buy.
What natural disasters is 3969 Terrace Street at risk for?
FEMA's National Risk Index rates the area relatively moderate overall, with elevated inland flooding and heat wave risk.

Permits and code violations

2 permits not closed out. Unfinished permits pass to the next owner. No open violations.

  1. Plumbing permit Dec 2025Issued

    Repair sewer leaking in basement. repair/replace ct, fai & md from back of house to curb.

  2. Plumbing permit Jun 2025Completed

    Replace storm and sanitary curb traps, fresh air inlets and main drains replace 2 area drains

  3. Plumbing permit Jun 2023Expired

    Curb trap fresh air inlet

  4. Plumbing permit Jan 2013Completed

    Install new storm & santiary curb trap,fai, & 4" main drain thru building wall pa20130141049

  5. Plumbing permit Jun 2010Completed

    Replace water heater

  6. Plumbing permit Nov 2008Completed

    Replace water heater

  7. Zoning permit Jul 2008Completed

    Relocation of lot lines-subdivide existing lot into two lots; erect 3-story on slab (less than 35') single family dwelling on lot w, with accessory one-car garage;construct driveway along the south side of the existing structure on lot 1

  8. Mechanical permit Feb 2008Completed

    Install 1 hvac unit (sfd)

  9. Alteration permit Jan 2008Completed

    Interior alterations.to include new kitchen and bathroom. new windows,hardwood floors new roof and new doors

  10. Plumbing permit Oct 2007Completed

    Replacing (2) curb traps

  11. Electrical permit Oct 2007Completed

    Throughout, 200 amp service, meter socket and rewire house as per 2005 nec

  12. Plumbing permit Oct 2007Completed

    Throughout; 1st floor, kit sink, laundry, wc, lav; 2nd fl wc, lav, tub; 3rd fl wc, lav, tub.

Philadelphia Department of Licenses and Inspections

Safety and environment

FEMA natural hazard risk

Relatively Moderate

Highest for this area: inland flooding, heat wave. These drive insurance cost here.

FEMA National Risk Index, census tract

Leaking fuel tanks

1 within 1,650 ft

Nearest: George M Germanovich Jr, 469 Conchester Hwy (1,600 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.

EPA UST Finder, leaking underground storage tank releases

Brownfield site

2,350 ft

133 Grape St Hanson Associates. Former industrial land in EPA's cleanup and reuse program.

EPA ACRES Brownfields

Toxic release facility

1,700 ft

Richardsapex Inc and 2 more within a mile. Reports chemical releases to air, water or land to EPA each year.

EPA Toxics Release Inventory

Radon potential

High

Average indoor levels here can exceed 4 pCi/L, EPA's action level. A $15 test kit settles it before you buy.

EPA and USGS Geologic Radon Potential Map

Nearest public schools

2,250 ft

Cook-Wissahickon Sch (2,250 ft), Dobson James Sch (5,200 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Conforming loan limit 2026

$832,750

Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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Viewing recommendations

What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
  • Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
  • Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
  • Ask to see the construction documents (permit, sign-off) and check for visible cracks on the facade or in the attic/basement.
  • Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
  • Knock on a neighboring gate and ask about noise, pets, flooding, or other issues common in the area.

Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.