2415 Spruce Street, Philadelphia
technical data · neighborhood and transit
Quick answers
- Is 2415 Spruce Street in a flood zone?
- No. FEMA maps it in Zone X, outside the high-risk flood area. Flood insurance is optional.
- Does 2415 Spruce Street have open permits or code violations?
- Philadelphia Department of Licenses and Inspections lists 51 permits, 13 not closed, and 15 violations, 1 open.
- What is the 2026 conforming loan limit in Philadelphia County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 2415 Spruce Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated inland flooding and heat wave risk.
Permits and code violations
13 permits not closed out. Unfinished permits pass to the next owner. 1 open violation.
- Electrical permit Jul 2026Issued
Residential service equipment not exceeding a rating of 200 amps with no increase in service size including an emergency disconnect as per residential service equipment ez standard all wiring will be fished. basement replace a 100-amp 20 circuit siemens panel, install a 65ka surge protector, install 200-amp grounding, install a dedicated line to the washer outlet and replace existing box and outlet with a new gfi, rewire 2 existing outlets from gfi, feed the switch for the basement, switch wire to the basement lights x2, rewire the kitchen, living room, bathroom, hallway, bedroom, closet light
- Electrical permit May 2026Completed
Installation of 4.800 kw roof mount solar system gp-2026-003409
- General permit May 2026Issued
For the installation of roof-mounted solar collectors in accordance with manufacturer's specifications. all work to be done per approved plans. if field conditions vary contact design engineer prior to the start of any work. **separate permit required for electrical work**
- General permit minor Aug 2025Expired
**existing philadelphia historic property** for replacement of existing exterior windows and/or doors in accordance with the attached ez permit windows & doors standard. failure to comply with the attached ez permit windows & doors standard shall result in revocation of this permit. all wood replacement sash kits installed into existing opening ( front facade - 6 windows)
- Plumbing permit Jan 2025Completed
Replace section of house drain, house trap and fresh air inlet.
- Electrical permit Jan 2024Issued
Rewire basement and first floor only. basement consist of laundry room, and half bath. first floor consist of, living room, kitchen and half bath. install recessed lights on both floors.
- Electrical permit Nov 2023Expired
Rewire all outlets, switches, & lights throughout by fishing. as per nec 2017
- Electrical permit Dec 2022Expired
Interior work only. no work to exterior. rewire all switches, outlets, & lights throughout by fishing. install 35 recess lights as per 2017 nec
- Mechanical / fuel gas permit Aug 2022Issued
Mechanical / fuel gas permit for combo rp-2022-000403
- Plumbing permit Jul 2022Issued
Plumbing permit (interior) for combo rp-2022-000403
- Residential building permit Jun 2022Issued
**amendment approved on 9/17/2024: to amendment previously approved building permit # rp-2022-000403, to document the structure repairs for the kitchen and the remaining permit same as previously approved. size and location as shown on the plans** for alterations to an attached three-story structure, to include underpinning and exterior rear roof deck repairs as per approved plan; for use as two-family household living. *separate permits required for electrical, mechanical, and plumbing work*
- General permit minor May 2021Expired
Ez interior demolition-**existing philadelphia historic property** for the interior demolition of non-bearing partition walls and ceiling in accordance with the attached ez permit interior demolition standard. failure to comply with the attached ez permit interior demolition standard shall result in revocation of this permit. no exterior work permitted as part of this permit as per phc. department of streets is required for any sidewalk and street closures. all means of pedestrian protection required at the site in accordance with the philadelphia building code chapter 33 shall be in place prior to start of work.
Philadelphia Department of Licenses and Inspections
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: inland flooding, heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone X
Moderate flood hazard: a 0.2% annual chance. Flood insurance is optional and usually cheaper here.
FEMA National Flood Hazard Layer (FIRM)
Leaking fuel tanks
5 within 1,650 ft
Nearest: Texaco 14 045 0088, 23rd & Walnut (950 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
2,400 ft
Grays Ferry Avenue Catherine Street and 1 more within half a mile. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
450 ft
National Publishing Co and 6 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,450 ft
Greenfield Albert M Sch (1,450 ft), Freire CS (2,100 ft), Marian Anderson Neighborhood Academy (2,950 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
6.2 mi
Philadelphia International (PHL). Aircraft may be audible under approach paths.
FAA large-hub airports
Conforming loan limit 2026
$832,750
Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Spruce Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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