12522 Torrey Road, Philadelphia
technical data · neighborhood and transit
Quick answers
- Does 12522 Torrey Road have open permits or code violations?
- Philadelphia Department of Licenses and Inspections lists 5 permits, all closed, and 16 violations.
- What is the 2026 conforming loan limit in Philadelphia County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 12522 Torrey Road at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated heat wave and cold wave risk.
Permits and code violations
Every permit on file is closed out. No open violations.
- Plumbing permit Feb 2012Completed
Sfd-install 1 wc & 1 lav
- Alteration permit Dec 2011Completed
Remove garage door and build a new wall with concrete block, build new walls for basement bathroom and a partition wall for rooms. rear deck with stairs to grade accessory to a single family dwelling. separate permits required for plumbing; electric and mechanical.
- Zoning permit Dec 2011Completed
Remove garage door and build a new wall with concrete block, build new walls for basement bathroom and a partition wall for rooms. rear deck with stairs to grade accessory to a single family dwelling.
- Electrical permit Nov 2011Completed
Sfd-install sub panel,run 3 new circuits in basement,install 2 lights & 5 recepts as per 2008 nec (east district)
- Plumbing permit Nov 2011Completed
Install 1 water closet, 1 lav, 1 shower (single family dwelling)
Philadelphia Department of Licenses and Inspections
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
650 ft
Decatur Stephen Sch (650 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Torrey Road
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
- Knock on a neighboring gate and ask about noise, pets, flooding, or other issues common in the area.
- Check the condition of the fence, yard, and sidewalk out front: who is responsible for upkeep, and whether there are any boundary disputes with neighbors.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.