12504 Torrey Road, Philadelphia
technical data · neighborhood and transit
Quick answers
- Does 12504 Torrey Road have open permits or code violations?
- Philadelphia Department of Licenses and Inspections lists 4 permits, all closed, and 3 violations.
- What is the 2026 conforming loan limit in Philadelphia County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 12504 Torrey Road at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated heat wave and cold wave risk.
Permits and code violations
Every permit on file is closed out. No open violations.
- Alteration permit Jun 2011Completed
Erection of deck around pool.
- Zoning permit Jun 2011Completed
Open / detatched deck around pool
- Electrical permit May 2011Completed
Install proper grounding for pool(above ground) install gfci receptacles,as per 2008 nec
- Alteration permit Mar 2011Completed
Install above-ground swimming pool in rear yard (sfd)
Philadelphia Department of Licenses and Inspections
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Toxic release facility
5,050 ft
Maola Philadelphia. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
450 ft
Decatur Stephen Sch (450 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Torrey Road
All addressesViewing recommendations
What's worth checking in person before deciding.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Knock on a neighboring gate and ask about noise, pets, flooding, or other issues common in the area.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Ask to see the construction documents (permit, sign-off) and check for visible cracks on the facade or in the attic/basement.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.