12 Loretto Avenue, Philadelphia
Estimated number, map position is approximatetechnical data · neighborhood and transit
Quick answers
- Does 12 Loretto Avenue have open permits or code violations?
- Philadelphia Department of Licenses and Inspections lists 11 permits, all closed, and 23 violations.
- What is the 2026 conforming loan limit in Philadelphia County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 12 Loretto Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated heat wave and cold wave risk.
Permits and code violations
Every permit on file is closed out. No open violations.
- Alteration permit Apr 2018Completed
Make safe permit- for repair of masonry side walls and replace doors to resolve case #629007. abutting sidewalk must be closed with fencing a minimum of 6' in height. separate streets department permit required for sidewalk closure. a separate permit is required for any additional alterations that are not specifically addressed on case #629007.
- Zoning/use permit Jul 2009Completed
For the erection of (3) flat wall signs and (1) window door vinyls, size and location as shown in application.signs accessory to an existing insurance agency office.
- Alteration permit Apr 2009Completed
Stucco exterior of commercial property (state farm agency)
- Electrical permit Apr 2009Completed
Install 200a service, proper grounding & rewire office as per plans.
- Alteration permit Feb 2009Completed
New gwb, drop ceilings, new office partitions, carpet, ceramic tile at entry, misc exterior brick pointing, remove existing window and replace with anodized windows. new gwb at stairway remove existing exterior doors units and replace with new hollow metal doors and frames as per plans.
- Mechanical permit Feb 2009Completed
Install 2,000 cfm ductwork (future state farm office) - see separate heater permit #201768
- Mechanical permit Feb 2009Completed
Install 1 gas heater (future state farm office) - see separate ductwork permit #201769
- Use permit Feb 2009Completed
Use permit for insurance agency to replace existing florist
- Plumbing permit Feb 2009Completed
Fixture installation
- Plumbing permit Feb 2007Completed
Permit for fixtures only
- Zoning/use permit Feb 2007Completed
2 flat wall signs and 1 window decal
Philadelphia Department of Licenses and Inspections
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Superfund site
2.9 mi
Metal Banks (NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
6 within 1,650 ft
Nearest: Firstrust Bank, 1931 Cottman Ave (300 ft), open. 4 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
4,300 ft
Avery Soabar Products Group. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Historic listing nearby
300 ft
First Federal Savings and Loan Association of Philadelphia, Northeast Branch and 1 more listings close by. Exterior changes can need preservation review; listed buildings can qualify for rehabilitation tax credits.
National Park Service, National Register
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
450 ft
Castor Gardens MS (450 ft), Northeast HS (1,700 ft), Moore J Hampton Sch (2,900 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Loretto Avenue
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What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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