Philadelphia

1103 Spruce Street, Philadelphia

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Quick answers

Does 1103 Spruce Street have open permits or code violations?
Philadelphia Department of Licenses and Inspections lists 17 permits, 2 not closed, and 24 violations, 2 open.
What is the 2026 conforming loan limit in Philadelphia County?
$832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
Is radon a problem here?
EPA radon zone 2, moderate potential.
What natural disasters is 1103 Spruce Street at risk for?
FEMA's National Risk Index rates the area relatively moderate overall, with elevated heat wave and cold wave risk.

Permits and code violations

2 permits not closed out. Unfinished permits pass to the next owner. 2 open violations.

  1. Plumbing permit Dec 2024Completed

    Replace 3/4" water service, curb to foundation wall.

  2. General permit minor Jan 2022Expired

    **existing philadelphia historic property** for replacement of existing exterior windows and/or doors in accordance with the attached ez permit windows & doors standard. failure to comply with the attached ez permit windows & doors standard shall result in revocation of this permit. remove existing window systems on the 2nd floor front and replace with new all wood complete window systems per the attached historically stamped and approved shop drawings. (2 window openings in total)

  3. Alteration permit Nov 2019Completed

    Pointing of brick facade ( appropriate lime works mortar w/color to match existing red /brown colour) . mortar may also be used in place of above recipe, limestone features to be cleaned with 500 psi or less as per historical commission approval.home owner to perform work himself. no contractors on this permit.

  4. Plumbing permit Sep 2018Completed

    Install 3/4" water distribution pipe pa20182520171 "self-certification's are no longer permitted" - "all excavations and plumbing trenches in excess of 5 feet in depth must have approved shoring in place at the time of inspection"

  5. Alteration permit Jan 2016Completed

    For the removal of the existing fire escape; the erection of a roof deck; decks at the second and third story side yard; a rear yard deck and window and door replacement per submitted plan and historical commission approval.

  6. Zoning permit Jan 2016Completed

    To document the use of the entire structure as a single family dwelling; for the erection of a roof deck; decks at the second and third story and a rear yard deck as shown on submitted plan.

  7. Administrative permit Jan 2016Completed

    Amending to existing ap#629134 for changes to rear area of first floor only, updated kitchenette location and layout, and updated partition layouts in the rear area and first floor.

  8. Electrical permit Jan 2016Completed

    Install new lighting and switching and receptacles, throughout install (2)200 amp panels with 320 amp metal socket power and disconnect new split hvac equipment per 2008 nec (sfd)cc district

  9. Mechanical permit Nov 2015Completed

    Installation of (2) heat pump systems (including ductwork/associated accessories). heat pumps to be located at rear of property. no work to gable roof. no work to front facade. units not to be visible from public right of way per historical commission.

  10. Plumbing permit Oct 2015Completed

    New drains & water lines for 3rd floor bathroom. new drains & water lines fo r1st floor kitchen (sfd) the installation will comply with the philadelphia plumbing code 2004

  11. Alteration permit Oct 2015Completed

    Interior improvements to private home consisting of non load bearing demo and reconfiguration of existing partitions. replacement of existing bathroom fixtures and installaton of new hvac system

  12. Alteration permit Oct 2015Completed

    Clean brick to be free of dirt and carbon (pro so co & water at 500 psi), rout out mortar joints to accept new pointing. point front of properties with historic mix (6 parts bar sand, 4 parts lime, 1 part portland cement), as approved by philadelphia historical commission. see ap#642702.

Philadelphia Department of Licenses and Inspections

Safety and environment

FEMA natural hazard risk

Relatively Moderate

Highest for this area: heat wave, cold wave. These drive insurance cost here.

FEMA National Risk Index, census tract

Superfund site

2.6 mi

Martin Aaron, Inc. (NPL Site). Check groundwater and vapor reports on the EPA site page.

EPA National Priorities List

Leaking fuel tanks

2 within 1,650 ft

Nearest: Thomas Jefferson Univ, 233 S 10th St (600 ft), no further action. Every release here is closed by the state regulator.

EPA UST Finder, leaking underground storage tank releases

Brownfield site

1,850 ft

Hawthorne Community Garden and 16 more within half a mile. Former industrial land in EPA's cleanup and reuse program.

EPA ACRES Brownfields

Toxic release facility

1,350 ft

Trigen Philadelphia Energy Corp Edison Facility and 3 more within a mile. Reports chemical releases to air, water or land to EPA each year.

EPA Toxics Release Inventory

Historic listing nearby

100 ft

Roberts-Quay House and 3 more listings close by. Exterior changes can need preservation review; listed buildings can qualify for rehabilitation tax credits.

National Park Service, National Register

Radon potential

Moderate

Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.

EPA and USGS Geologic Radon Potential Map

Nearest public schools

2,050 ft

McCall Gen George A Sch (2,050 ft), Academy at Palumbo (2,450 ft), National Constitution Center HS (2,450 ft). Confirm the assigned school with the district.

U.S. Department of Education, NCES

Major airport

6.7 mi

Philadelphia International (PHL). Aircraft may be audible under approach paths.

FAA large-hub airports

Conforming loan limit 2026

$832,750

Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.

FHFA Conforming Loan Limit Values, one-unit

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What's worth checking in person before deciding.

  • Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
  • Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
  • Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
  • Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
  • Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
  • Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.

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