109 Main Street, Philadelphia
technical data · neighborhood and transit
Quick answers
- Is 109 Main Street in a flood zone?
- No. FEMA maps it in Zone X, outside the high-risk flood area. Flood insurance is optional.
- Does 109 Main Street have open permits or code violations?
- Philadelphia Department of Licenses and Inspections lists 20 permits, 5 not closed, and 25 violations.
- What is the 2026 conforming loan limit in Philadelphia County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 1, the highest potential. Test for radon before you buy.
- What natural disasters is 109 Main Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated inland flooding and heat wave risk.
Permits and code violations
5 permits not closed out. Unfinished permits pass to the next owner. No open violations.
- Mechanical / fuel gas permit Jun 2025Issued
For the installation of hvac appliances (split systems - ductless and w/ ducts), grds, bathroom and clothes dryer exhausts, and associated ductwork and piping as per approved plans and in accordance with 2018 imc and appliance manufacturer specifications. separate permits to be obtained for all other work. see cp-2023-005813 for associated building permit.
- Fire suppression permit May 2025Issued
Ez permit sprinkler relocation (nfpa 13)- for the relocation of sprinkler heads as per attached standards. deviations from these standards require submission of construction and site plans. relocate 65 sprinkler heads, per nfpa 13
- Plumbing permit Mar 2025Issued
Supply and drainage for 15 lav,15 kit,15 wc,15 laundry,15tub shower,15 water heater
- Plumbing permit Mar 2024Completed
Replace 3/4" backflow device.
- Electrical permit Mar 2024Completed
Install a 1200 amp 120/208v 3 phase service, ct cabinet & meter, (2) 400 amp 120/ 208v 3 phase services, (2) 400 amp panels, (1) 200 amp house panel, (15) 125 amp panels, meters, & feeders. provide wiring throughout the common areas & (15) dwelling units. install lights normal & emergency, switches, sensors, receptacles, & smoke alarms. provide power for the mechanical, hvac & elevator equipment. install a new fire alarm system throughout the common areas & dwelling units. reconnect the existing fire alarm devices in the existing commercial spaces to the new fire alarm system. install a two-way communication system. all work in accordance with the 2017 nec. * the 1st floor commercial spaces are existing.
- Electrical permit Mar 2024Completed
Rough-in permit for ep-2024-002452 total commercial fitout per plans dated 5-19-23 including new electrical service, apartment on upper floors
- Commercial building permit Feb 2024Issued
For the construction of an addition above an existing structure to include alterations throughout the 2nd floor. for use as multi-family (15 units) household living on the 2nd and 3rd floor with previously approved commercial use on the first floor. as per approved plans. *****separate permits for any other work. ****************
- Zoning permit Aug 2022Issued
3rd floor addition above an existing structure (38' maximum after addition), size and location as per approved plan.
- Mechanical permit Jun 2011Completed
Install one 115,000 95% forced air furnace in second floor bathroom ceiling with related duct work
- Alteration permit May 2011Completed
Build 2 storage closets. spackle walls, install hardwood floors for a yoga studio. alterations are to non load bearing partitions only. electrical, plumbing, and mechanical work requires additional permits.
- Alteration permit May 2011Completed
Remove existing store front at 1st floor. provide new wood framed windows with transoms above.-restaurant. no signs included in this application separate permit required for related electric lighting and gas.
- Use permit May 2011Completed
Zoning use for yoga
Philadelphia Department of Licenses and Inspections
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: inland flooding, heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone X
Moderate flood hazard: a 0.2% annual chance. Flood insurance is optional and usually cheaper here.
FEMA National Flood Hazard Layer (FIRM)
Leaking fuel tanks
4 within 1,650 ft
Nearest: George M Germanovich Jr, 469 Conchester Hwy (350 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,350 ft
133 Grape St Hanson Associates. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
450 ft
Richardsapex Inc and 2 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
High
Average indoor levels here can exceed 4 pCi/L, EPA's action level. A $15 test kit settles it before you buy.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
3,550 ft
Cook-Wissahickon Sch (3,550 ft), Dobson James Sch (4,200 ft), Belmont Hills El Sch (5,000 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Philadelphia County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Shopped or worked here? Share your experience.
Leave a reviewThe Address Story
Every address has a context. Read its story.
How much it costs to live here
Price, rent, mortgage, and the city's economic context, all in one place.
The money at this address
Renting, buying, and investing, on the same numbers. Enter the listing price to see all calculations.
Enter a rent and the yield calculation fills in on its own.
Loan calculator for this address
Enter the listing price. The calculation uses only your numbers.
Rough estimate, with a fixed rate. The bank's offer may include fees and insurance.
More on Main Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- The building has commercial space on the ground floor. Ask about their hours, check where the ventilation or refrigeration units are, and what time deliveries happen in the morning.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.