15 Harding Drive, New Rochelle
technical data · neighborhood and transit
Quick answers
- What is the 2026 conforming loan limit in Westchester County?
- $1,209,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 15 Harding Drive at risk for?
- FEMA's National Risk Index rates the area relatively low overall.
Safety and environment
FEMA natural hazard risk
Relatively Low
No single natural hazard ranks high for this area.
FEMA National Risk Index, census tract
Leaking fuel tanks
7 within 1,650 ft
Nearest: New Rochell Dodge , 125 Main Street (550 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,650 ft
City Yard New Rochelle and 1 more within half a mile. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
High-voltage line
450 ft
345 kV line.
HIFLD transmission lines
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
5,250 ft
HENRY BARNARD SCHOOL (5,250 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$1,209,750
Westchester County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Property tax after you buy
$7,000 a year
About $583 a month at New York's 1.40% median effective rate.
In New York City, small homes are capped at 6% a year (20% over five years), and the cap stays with the property through a sale.
Rough estimate. U.S. Census ACS median effective rates. Your county assessor sets the final bill.
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More on Harding Drive
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
- Knock on a neighboring gate and ask about noise, pets, flooding, or other issues common in the area.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.