1840 South Bayshore Lane, Miami
technical data · neighborhood and transit
Quick answers
- Is 1840 South Bayshore Lane in a flood zone?
- Yes. FEMA maps it in Zone AE, a high-risk flood area with a base flood elevation of 13 ft. Federally backed lenders require flood insurance.
- What is the 2026 conforming loan limit in Miami-Dade County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- What natural disasters is 1840 South Bayshore Lane at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated hurricane risk.
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: hurricane. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone AE
Special Flood Hazard Area: a 1% or higher chance of flooding each year. Base flood elevation 13 ft. Lenders backed by federal programs require flood insurance here. Ask for the elevation certificate and an insurance quote before you commit.
FEMA National Flood Hazard Layer (FIRM)
Leaking fuel tanks
4 within 1,650 ft
Nearest: Dade Cnty School Bd-Earlington Hghts, 4750 Nw 22nd Ave (1,050 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
4,950 ft
SILVER BLUFF ELEMENTARY SCHOOL (4,950 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
5.8 mi
Miami International (MIA). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (limestone, Miami Limestone) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Miami-Dade County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Miami
Finance moving south, remote work and an international ownership market
Miami trades on arrivals. Funds, crypto firms and remote workers moved in, buying is often cash and international, and the rental market reacts faster to national money than to local wages.
- $60,322
- median household income
- 16.4%
- residents aged 25 to 34
- 31%
- households that own their home
What pays the bills
- Finance and funds
- Trade and shipping
- Tourism
- Healthcare
- Real estate
Who anchors the economy
Citadel · Royal Caribbean · PortMiami · Baptist Health · University of Miami
The market is shaped around
- Remote workers
- International buyers
- Hospitality workers
More on South Bayshore Lane
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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