38 Walton Lake, Memphis
technical data · neighborhood and transit
Quick answers
- Is 38 Walton Lake in a flood zone?
- Yes. FEMA maps it in Zone AE, a high-risk flood area. Federally backed lenders require flood insurance.
- What is the 2026 conforming loan limit in Shelby County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 3, low potential.
- What natural disasters is 38 Walton Lake at risk for?
- FEMA's National Risk Index rates the area very high overall, with elevated earthquake and tornado risk.
Safety and environment
FEMA natural hazard risk
Very High
Highest for this area: earthquake, tornado, inland flooding, strong wind, heat wave, cold wave, winter weather, ice storm. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone AE
Special Flood Hazard Area: a 1% or higher chance of flooding each year. Lenders backed by federal programs require flood insurance here. Ask for the elevation certificate and an insurance quote before you commit.
FEMA National Flood Hazard Layer (FIRM)
Leaking fuel tanks
9 within 1,650 ft
Nearest: Win Express, 5295 Winchester Road (1,050 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
3,850 ft
Deluxe Check Printers Inc and 3 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Low
Geology here keeps indoor radon low on average.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Relatively Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
1,900 ft
Wooddale Middle School (1,900 ft), Power Center Academy Middle (2,350 ft), Power Center Academy High School (2,350 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Shelby County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Walton Lake
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Check the condition of the fence, yard, and sidewalk out front: who is responsible for upkeep, and whether there are any boundary disputes with neighbors.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.