21 North McNeil Street, Memphis
technical data · neighborhood and transit
Quick answers
- What is the 2026 conforming loan limit in Shelby County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 3, low potential.
- What natural disasters is 21 North McNeil Street at risk for?
- FEMA's National Risk Index rates the area relatively high overall, with elevated earthquake and tornado risk.
Safety and environment
FEMA natural hazard risk
Relatively High
Highest for this area: earthquake, tornado, inland flooding, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Superfund site
2.1 mi
North Hollywood Dump (Deleted NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Brownfield site
2,350 ft
Chelsea Greenline East. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
3,450 ft
Chemland Inc and 4 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Low
Geology here keeps indoor radon low on average.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
1,850 ft
Perea Elementary School (1,850 ft), Vollentine Elementary (2,300 ft), Memphis Scholars Caldwell-Guthrie (4,950 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Shelby County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on North McNeil Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Check the condition of the fence, yard, and sidewalk out front: who is responsible for upkeep, and whether there are any boundary disputes with neighbors.
- Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.