438 West 205th Street, Manhattan
technical data · neighborhood and transit
438 West 205th Street, Manhattan: owner of record CH OF ST JUDE, assessed at $783,450, 0 open housing violations. Sourced directly from official city and county records.
Quick answers
- Who owns 438 West 205th Street?
- CH OF ST JUDE is the owner of record, per NYC Department of Finance (BBL 1022010001).
- What is the assessed value of 438 West 205th Street?
- $783,450, set by the NYC Department of Finance.
- What is the 2026 conforming loan limit in New York County?
- $1,209,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 438 West 205th Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated heat wave risk.
Property records
Owner of record
Ch Of St JudeTax assessment
$783,450 · class M1
Sourced directly from official city and county records. BBL 1022010001
NYC records
House of worshipTenant and buyer signals
Hurricane zone
Evacuation zone 2
Among the first areas told to leave before a storm surge. Ask about basement and ground floor flooding.
Alcohol licenses
None within 200 ft
No active on-premises liquor license on file with the NY State Liquor Authority.
Sources: NYC PLUTO, NYC Emergency Management, NY State Liquor Authority, OpenStreetMap. Rent status is an estimate from the building profile.
Tax lot 1022010001
- Built
- 1976
- Floors
- 1
- Units
- 1
- Zoning
- R8A
- Floor area
- 3,846 sq ft
- Lot
- 17,928 sq ft
- Tax assessment
- $783K
Nearest subway
Click a station for walking directions.
Housing violations (HPD)
No open violations on this lot.
Heat and hot water, 2 years
No heat or hot water complaints filed.
311 calls within 260 ft, 12 months
116
- Noise - Residential · 29
- Illegal Parking · 12
- Traffic Signal Condition · 11
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
6 within 1,650 ft
Nearest: I-84 West Bound , Mile Post 67 (750 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,150 ft
Tep Charter School and 1 more within half a mile. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
3,300 ft
Magic Novelty Co Inc. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
800 ft
PS 18 PARK TERRACE (800 ft), PAULA HEDBAVNY SCHOOL (800 ft), INWOOD ACADEMY FOR LEADERSHIP CHARTER SCHOOL (1,000 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
6.4 mi
LaGuardia (LGA). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (marble, Inwood Marble) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$1,209,750
New York County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Property tax after you buy
$7,000 a year
About $583 a month at New York's 1.40% median effective rate.
In New York City, small homes are capped at 6% a year (20% over five years), and the cap stays with the property through a sale.
Rough estimate. U.S. Census ACS median effective rates. Your county assessor sets the final bill.
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Who lives and works in Manhattan
Finance, media and law, with the country's densest job market
Manhattan is built around work. Most households rent, most trips happen on foot or on the subway, and the day starts early in Midtown and downtown. Apartments are small by national standards and the premium goes to the commute, not the square footage.
- $99,880
- median household income
- 20.5%
- residents aged 25 to 34
- 24%
- households that own their home
What pays the bills
- Finance and insurance
- Media and publishing
- Law and consulting
- Healthcare
- Tech offices
Who anchors the economy
JPMorgan Chase · Goldman Sachs · NYU · Mount Sinai · Google NYC
The market is shaped around
- Young professionals
- Dual-income couples
- People who want to live without a car
More on West 205th Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.