251 West 21st Street, Manhattan
technical data · neighborhood and transit
Quick answers
- What is the 2026 conforming loan limit in New York County?
- $1,209,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 251 West 21st Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated inland flooding and heat wave risk.
NYC records
LoadingTax lot
Nearest subway
Housing violations
311 calls on this block
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: inland flooding, heat wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Superfund site
1.9 mi
Grand Street Mercury (Deleted NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
10 within 1,650 ft
Nearest: 155-161 W 21 St/ Anns Cab, 166 West 22nd Street (1,000 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
High-voltage line
600 ft
345 kV line run by CONSOLIDATED EDISON CO-NY INC.
HIFLD transmission lines
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
600 ft
PS 11 SARAH J GARNETT ELEMENTARY SCHOOL (THE) (600 ft), HIGH SCHOOL OF FASHION INDUSTRIES (THE) (850 ft), LIBERTY HIGH SCHOOL ACADEMY FOR NEWCOMERS (850 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
7.0 mi
LaGuardia (LGA). Aircraft may be audible under approach paths.
FAA large-hub airports
Conforming loan limit 2026
$1,209,750
New York County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Property tax after you buy
$7,000 a year
About $583 a month at New York's 1.40% median effective rate.
In New York City, small homes are capped at 6% a year (20% over five years), and the cap stays with the property through a sale.
Rough estimate. U.S. Census ACS median effective rates. Your county assessor sets the final bill.
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Who lives and works in Manhattan
Finance, media and law, with the country's densest job market
Manhattan is built around work. Most households rent, most trips happen on foot or on the subway, and the day starts early in Midtown and downtown. Apartments are small by national standards and the premium goes to the commute, not the square footage.
- $99,880
- median household income
- 20.5%
- residents aged 25 to 34
- 24%
- households that own their home
What pays the bills
- Finance and insurance
- Media and publishing
- Law and consulting
- Healthcare
- Tech offices
Who anchors the economy
JPMorgan Chase · Goldman Sachs · NYU · Mount Sinai · Google NYC
The market is shaped around
- Young professionals
- Dual-income couples
- People who want to live without a car
More on West 21st Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.