7 Colgate Street, Jersey City
Estimated number, map position is approximatetechnical data · neighborhood and transit
Quick answers
- Is 7 Colgate Street in a flood zone?
- Yes. FEMA maps it in Zone AE, a high-risk flood area with a base flood elevation of 9 ft. Federally backed lenders require flood insurance.
- What is the 2026 conforming loan limit in Hudson County?
- $1,209,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 3, low potential.
- What natural disasters is 7 Colgate Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated inland flooding risk.
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: inland flooding. These drive insurance cost here.
FEMA National Risk Index, census tract
FEMA flood zone
Zone AE
Special Flood Hazard Area: a 1% or higher chance of flooding each year. Base flood elevation 9 ft. Lenders backed by federal programs require flood insurance here. Ask for the elevation certificate and an insurance quote before you commit.
FEMA National Flood Hazard Layer (FIRM)
Superfund site
1.8 mi
Grand Street Mercury (Deleted NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
16 within 1,650 ft
Nearest: Delta, 327 329 Newark Ave (650 ft), open. 5 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,050 ft
Monmouth Street. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
2,500 ft
Macmillan Bloedel Containers and 3 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
High-voltage line
950 ft
345 kV line.
HIFLD transmission lines
Radon potential
Low
Geology here keeps indoor radon low on average.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
500 ft
Dr. Michael Conti School (500 ft), James J Ferris High School (700 ft), Academy of Technology Design (1,800 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
6.4 mi
Newark Liberty (EWR). Aircraft may be audible under approach paths.
FAA large-hub airports
Conforming loan limit 2026
$1,209,750
Hudson County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Property tax after you buy
$7,000 a year
About $583 a month at New York's 1.40% median effective rate.
In New York City, small homes are capped at 6% a year (20% over five years), and the cap stays with the property through a sale.
Rough estimate. U.S. Census ACS median effective rates. Your county assessor sets the final bill.
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More on Colgate Street
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What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.