286 Wayne Street, Jersey City
technical data · neighborhood and transit
Quick answers
- Is 286 Wayne Street in a flood zone?
- Yes. FEMA maps it in Zone AE, a high-risk flood area with a base flood elevation of 9 ft. Federally backed lenders require flood insurance.
- What is the 2026 conforming loan limit in Hudson County?
- $1,209,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 3, low potential.
- What natural disasters is 286 Wayne Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall.
NYC records
LoadingTax lot
Nearest subway
Housing violations
311 calls on this block
Safety and environment
FEMA natural hazard risk
Relatively Low
No single natural hazard ranks high for this area.
FEMA National Risk Index, census tract
FEMA flood zone
Zone AE
Special Flood Hazard Area: a 1% or higher chance of flooding each year. Base flood elevation 9 ft. Lenders backed by federal programs require flood insurance here. Ask for the elevation certificate and an insurance quote before you commit.
FEMA National Flood Hazard Layer (FIRM)
Superfund site
1.8 mi
PJP Landfill (NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
17 within 1,650 ft
Nearest: Hudson County Schools Of Technology, 525 Montgomery St (1,100 ft), open. 5 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,900 ft
Monmouth Street. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
1,800 ft
Macmillan Bloedel Containers and 2 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
High-voltage line
1,250 ft
345 kV line.
HIFLD transmission lines
Radon potential
Low
Geology here keeps indoor radon low on average.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
850 ft
James J Ferris High School (850 ft), Academy of Technology Design (950 ft), Dr. Michael Conti School (1,100 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
6.3 mi
Newark Liberty (EWR). Aircraft may be audible under approach paths.
FAA large-hub airports
Conforming loan limit 2026
$1,209,750
Hudson County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Property tax after you buy
$7,000 a year
About $583 a month at New York's 1.40% median effective rate.
In New York City, small homes are capped at 6% a year (20% over five years), and the cap stays with the property through a sale.
Rough estimate. U.S. Census ACS median effective rates. Your county assessor sets the final bill.
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More on Wayne Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Check the condition of the fence, yard, and sidewalk out front: who is responsible for upkeep, and whether there are any boundary disputes with neighbors.
- Ask to see the construction documents (permit, sign-off) and check for visible cracks on the facade or in the attic/basement.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.