108 Herschel Street, Jacksonville
technical data · neighborhood and transit
Quick answers
- What is the 2026 conforming loan limit in Duval County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 3, low potential.
- What natural disasters is 108 Herschel Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall.
Safety and environment
FEMA natural hazard risk
Relatively Moderate
No single natural hazard ranks high for this area.
FEMA National Risk Index, census tract
Leaking fuel tanks
4 within 1,650 ft
Nearest: Normans Food Store, 2725 Post St (1,500 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
1,750 ft
Flav O Rich Inc. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Historic listing nearby
100 ft
Riverside Baptist Church. Exterior changes can need preservation review; listed buildings can qualify for rehabilitation tax credits.
National Park Service, National Register
Radon potential
Low
Geology here keeps indoor radon low on average.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,350 ft
WEST RIVERSIDE ELEMENTARY SCHOOL (1,350 ft), CENTRAL RIVERSIDE ELEMENTARY SCHOOL (3,100 ft), RIVERSIDE HIGH SCHOOL (3,800 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Sinkhole-prone ground
Limestone karst
The bedrock here (beach sand, Shelly sediments of Plio-Pleistocene age) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Duval County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on Herschel Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- The building has commercial space on the ground floor. Ask about their hours, check where the ventilation or refrigeration units are, and what time deliveries happen in the morning.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.