41 Flora Street, Elizabeth
technical data · neighborhood and transit
Quick answers
- What is the 2026 conforming loan limit in Union County?
- $1,209,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 3, low potential.
- What natural disasters is 41 Flora Street at risk for?
- FEMA's National Risk Index rates the area very low overall, with elevated winter weather risk.
Safety and environment
FEMA natural hazard risk
Very Low
Highest for this area: winter weather. These drive insurance cost here.
FEMA National Risk Index, census tract
Superfund site
1.8 mi
Chemical Control (NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
18 within 1,650 ft
Nearest: Fuel One, 489 Spring St (400 ft), open. 6 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,900 ft
Nj Transit Bus Garage. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
1,550 ft
Huls America Inc and 11 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
High-voltage line
350 ft
138 kV line run by PUBLIC SERVICE ELEC & GAS CO.
HIFLD transmission lines
Radon potential
Low
Geology here keeps indoor radon low on average.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,850 ft
Toussaint L'Ouverture-Marquis de Lafayette School No. 6 (1,850 ft), Winfield Scott School No. 2 (2,800 ft), Elizabeth High School - Frank J Cicarell Academy (3,100 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
2.4 mi
Newark Liberty (EWR). Homes this close can sit inside the 65 dB DNL noise contour. Visit at peak hours and check the airport's noise map.
FAA large-hub airports
Conforming loan limit 2026
$1,209,750
Union County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Property tax after you buy
$7,000 a year
About $583 a month at New York's 1.40% median effective rate.
In New York City, small homes are capped at 6% a year (20% over five years), and the cap stays with the property through a sale.
Rough estimate. U.S. Census ACS median effective rates. Your county assessor sets the final bill.
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Loan calculator for this address
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More on Flora Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.