4815 4th Street, Detroit
technical data · neighborhood and transit
Quick answers
- What is the 2026 conforming loan limit in Wayne County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 4815 4th Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated strong wind risk.
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: strong wind. These drive insurance cost here.
FEMA National Risk Index, census tract
Superfund site
1.1 mi
Carter Industrials, Inc. (Deleted NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
4 within 1,650 ft
Nearest: Former Gas Station, 4387 3rd Avenue 4477 3rd Avenue (Former Address) (1,400 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,250 ft
4625 Second Avenue Llc and 3 more within half a mile. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,650 ft
Edmonson Montessori (1,650 ft), Detroit School of Arts (3,400 ft), University Preparatory Science and Math PSAD Middle School (3,400 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Sinkhole-prone ground
Limestone karst
The bedrock here (limestone, Traverse Group) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Wayne County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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More on 4th Street
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What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a dormitory or university space. Ask who manages the building, what the access hours are, and how noisy it gets during the semester versus break.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.