989 South Michigan Avenue, Chicago
Estimated number, map position is approximatetechnical data · neighborhood and transit
Quick answers
- Does 989 South Michigan Avenue have open permits or code violations?
- Chicago Department of Buildings lists 31 permits, 21 not closed, and 31 violations, 6 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 989 South Michigan Avenue at risk for?
- FEMA's National Risk Index rates the area relatively high overall, with elevated tornado and inland flooding risk.
Permits and code violations
21 permits not closed out. Unfinished permits pass to the next owner. 6 open violations.
- Permit - elevator equipment Aug 2023
Modernization of one(1) 2000lb capacity, 2-floor, 100fpm, hydraulic elevator, pursuant to the scope of work submitted.(ev004361)
- Permit - signs Apr 2023
Install 1 set of illuminated channel letters on canopy
- Permit - signs Apr 2023
Install 1 set of illuminated channel letters on canopy
- Permit - renovation/alteration Apr 2023Expired
Connect a 3''x4' type i hood to an existing 20''x4' type i hood system as per plan. provide a make up air fan for the combined type i hood system. install three new roof top units on the existing third floor roof.
- Permit - easy permit process Nov 2022
Revision to permit # 100964941 change of ownership and change of general contractor.
- Permit - renovation/alteration Aug 2022Complete
Sc 2019 cbrc: interior renovation to exist first floor restaurant, convert to bakery & noodle shop. work to include architecture, eletrical, mechiancal,& plumbing, all as per plan. a-2 occ. type 1 const.
- Permit - easy permit process Jun 2022
Suite 101: replace drywall gypsum board approx 400sq ft s.a.e. to (1) existing 1st floor commerical space, no change in use; no other work no exterior work- (no electrical work)- all work same as existing
- Permit – express permit program Oct 2019Complete
Replacing outlets , switches and light fixtures
- Permit - easy permit process Aug 2019
Water damage repair drywall, wallpaper, carpeting, ceiling tiles wood pameling and painting work. (room #521 #519 #421 #419 #319 & lobby)- electrical on separate permit- all work same as existing
- Permit - easy permit process Jul 2019
East elevation remove and re-build damaged wall.south-east corner remove and rebuild building wall, south elevation tuckpoint 4 feet from top down. west elevation repair cracks.cdot permit to be pulled separately.
- Permit - elevator equipment Jan 2019
Perform fire service phase ii 2017 upgrade mandate on two(2) 9 stop, 2000lb capacity,350fpm, passenger, traction elevators pursuant to the scope of work submitted.(ev004360)
- Permit - easy permit process Aug 2018
Work in second floor corridor & second floor toilet room:replacemant in kind, layer-in ceiling, wallcovering, carpeting. (no electrical work under this permit) no structural work- all work same as existing- subject to field inspections.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively High
Highest for this area: tornado, inland flooding, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
11 within 1,650 ft
Nearest: Essex Hotel, 800 South Michigan Avenue (900 ft), open. 5 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
4,600 ft
Us Customs House Firing Range. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,600 ft
South Loop Elem School (1,600 ft), Jones College Prep High School (1,900 ft), Intrinsic 2 Charter High School (4,550 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
8.7 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on South Michigan Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.