813-815 East 46th Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 813-815 East 46th Street have open permits or code violations?
- Chicago Department of Buildings lists 8 permits, 6 not closed, and 60 violations, 28 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 813-815 East 46th Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated tornado and heat wave risk.
Permits and code violations
6 permits not closed out. Unfinished permits pass to the next owner. 28 open violations.
- Permit - renovation/alteration Jan 2026Active
Spr 2019 cbc:interior rehabilitaion of units 013 & 113 at 3 story with basement 58 du building as per plan. no mechanical work.(conditional permit subject to field inspections)
- Permit - easy permit process Aug 2023
Tuckpointing on all elevations - no structural work - 1200 sqft
- Permit - easy permit process Jun 2018
Tuckpointing - no structural work - 2000 sqft
- Permit - easy permit process Sep 2016
Front elevation: replace lintels less than 6'. remove metal warp covering lintels. tuckpoint. repair parapet wall east & north elevation. (no lintels greater than 6')
- Permit - reinstate revoked pmt Jun 2012
Reinstatement permit # 100160783. all original contractors to remain
- Permit - easy permit process Jul 2010
Reinstate permit 100160783-to expire 1/20/2011
- Permit - renovation/alteration Apr 2007Complete
Replace existing open wood porches same size and location, per plans
- Permit – express permit program Apr 2007Complete
Replace four defective fixtures and two missing fixtures; remove exposed wiring and install in conduit; make violation repairs.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: tornado, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
5 within 1,650 ft
Nearest: Matthews Gas Service, Inc., 4533 South Cottage Grove (400 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,250 ft
Woodson South Elem School (1,250 ft), King College Prep High School (1,300 ft), Little Black Pearl Arts Acad HS (1,800 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
7.7 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on East 46th Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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