645 West Belmont Avenue, Chicago
technical data · neighborhood and transit
Quick answers
- Does 645 West Belmont Avenue have open permits or code violations?
- Chicago Department of Buildings lists 7 permits, 6 not closed, and 9 violations, 5 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 645 West Belmont Avenue at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated cold wave risk.
Permits and code violations
6 permits not closed out. Unfinished permits pass to the next owner. 5 open violations.
- Permit - new construction Mar 2026Active
Sc cbc 2019: new construction, 3units/4story masonry multi-family condo residence with basement. new mechanical, electrical, plumbing per plans. front and rear deck and stairs, roof decks, new detached 3-car masonry garage with roof deck. (occupancy: r-2, construction type: 3b)
- Permit - wrecking/demolition Feb 2026Complete
Wreck and remove a 2 story masonry multi unit residence and a detached frame garage
- Permit - elevator equipment Dec 2025
Installation of one(1) 1000lb capacity, 5-floor, 40fpm, residential elevator, pursuant to the scope of work plans submitted.
- Permit - renovation/alteration Sep 2024Active
Self-cert 2019 cbrc: interior alterations to existing 3 unit apartment building, convert to fully sprinklered (nfpa 13r) single family resid. new 3 story addition, penthouse access addition, rear yard deck connecting to new 2 car garage with roof deck. includes interior demo, new partitions,elevator, upgrade all mep systems per plans. r-5 res. 3a const.elevator installation is a separate submission and approval by the elevator bureau.
- Permit - easy permit process Aug 2023
Roof recover only - no structural work
- Permit - easy permit process Jun 2022
Doors (replacement only): qty 15
- Permit - easy permit process Nov 2021
Exist. 2 story w/bsmt. masonry resid.bldg.-west parapet-tuck-point as needed. east parapet wall-tuck-point 500sf of the parapet. spot-tuck point as needed throughout. subject to field inspections. any cdot permits required to be obtained separately.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
4 within 1,650 ft
Nearest: Advocate Healthcare, 836 West Nelson Street (1,550 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
3,950 ft
Craftsman Plating Tinning Corp and 1 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
750 ft
Nettelhorst Elem School (750 ft), Hawthorne Elem Scholastic Academy (3,250 ft), Harriet Tubman Elem School (3,350 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Have you lived here? Share your experience.
Leave a reviewThe Address Story
Every address has a context. Read its story.
How much it costs to live here
Price, rent, mortgage, and the city's economic context, all in one place.
The money at this address
Renting, buying, and investing, on the same numbers. Enter the listing price to see all calculations.
Enter a rent and the yield calculation fills in on its own.
Loan calculator for this address
Enter the listing price. The calculation uses only your numbers.
Rough estimate, with a fixed rate. The bank's offer may include fees and insurance.
Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on West Belmont Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.