5409 South Michigan Avenue, Chicago
technical data · neighborhood and transit
Quick answers
- Does 5409 South Michigan Avenue have open permits or code violations?
- Chicago Department of Buildings lists 14 permits, 5 not closed, and 31 violations, 20 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 5409 South Michigan Avenue at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated cold wave risk.
Permits and code violations
5 permits not closed out. Unfinished permits pass to the next owner. 20 open violations.
- Permit – express permit program Feb 2026Complete
Install solar panels on roof of principal building. roof type: low-sloped (<2:12). inverter output: 9.9 kw. array output: 9.9 kw. includes 10.5 kwh energy storage system. location: roof of principal building. icc distributed generation installer cert. #14-1520.
- Permit - easy permit process Mar 2022
Solar panel permit. erect a photovoltaic array on the roof
- Permit - renovation/alteration Nov 2016Complete
Rebuild open rear porch, same size and location per plans
- Permit - easy permit process Jul 2013
Hot water heater (replacement only): qty 1
- Permit – express permit program Apr 2013Complete
Low voltage installation , tv ,phone, data wiring
- Permit - easy permit process Mar 2013
Erect 2 fences: back & sides of building: wood fence 6' tall with 180 ln. ft. front of building wrought iron 6' tall with 100 ln. ft. with gate.
- Permit - renovation/alteration Jul 2012Complete
Interior remoldeling, wood deck addition and detached garage construction per plan.
- Permit – express permit program Apr 2008Complete
Low voltage alarm
- Permit – express permit program May 2007Complete
Furnace replacement-connect new furnace to existing circuit.
- Permit - easy permit process Apr 2007
Replace 1 furnace
- Permit – express permit program Nov 2006Complete
Repair/replace 200a service.(5) meters total. plan# 20936.
- Permit - easy permit process Sep 2006
First extension to permit #100099029 to erect new 2 story masonry single family residence per plans with a brick detached garage per plans. this is a cond. permit subject to review on site.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
3 within 1,650 ft
Nearest: Adams Amoco #5060, 48 East Garfield (700 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,150 ft
5222 S Indiana Ave. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
1,300 ft
Beasley Elem Magnet Academic Ctr (1,300 ft), Burke Elem School (1,550 ft), Carter Elem School (2,400 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
6.7 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on South Michigan Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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