538 North Lavergne Avenue, Chicago
technical data · neighborhood and transit
Quick answers
- Does 538 North Lavergne Avenue have open permits or code violations?
- Chicago Department of Buildings lists 8 permits, 2 not closed, and 14 violations, 14 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 538 North Lavergne Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated tornado and heat wave risk.
Permits and code violations
2 permits not closed out. Unfinished permits pass to the next owner. 14 open violations.
- Permit – express permit program May 2026Complete
For permit 101074886: replacement electrical contractor. new contractor(s) listed under "other applicants and contractors" on permit certificate.
- Permit - renovation/alteration Apr 2026Active
Rehab existing 2-story 2-unit brick and frame residential building with unfinished basement, convert enclosed porch to habitable space per plans **certified plans corrections: conditional permit subject to field inspections **
- Permit – express permit program Dec 2016Complete
Add gfi outlets where its need it, to bring up to code, install dedicated line for microwave
- Permit - wrecking/demolition Nov 2012Complete
Wreck & remove 2 story brick single family residence
- Permit - easy permit process Mar 2010
Garage
- Permit - renovation/alteration Apr 2009Complete
Replace existing one story open wood front and rear porch with doh prototype porch roof to remain
- Permit - renovation/alteration Mar 2006Complete
Replace rear open wood deck as per plans - repair front porch guardrails, replace 5/8" drywall as needed including electrical work and replacement of plumbing pipes and fixtures - all work same as existing
- Permit – express permit program Feb 2006Complete
New electrical service - 1 meter, 9 circuits, 25 light fixtures, 50 outlets, & 2 gfi outlets only.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: tornado, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
2 within 1,650 ft
Nearest: Ace Foundry Co., 353 North Lamon Ave. (1,450 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,100 ft
Nash Elem School (1,100 ft), KIPP Academy Chicago Campus (1,150 ft), Moving Everest Charter School (1,550 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
7.1 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on North Lavergne Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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