5314 South University Avenue, Chicago
technical data · neighborhood and transit
Quick answers
- Does 5314 South University Avenue have open permits or code violations?
- Chicago Department of Buildings lists 9 permits, 5 not closed, and 2 violations, 1 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 5314 South University Avenue at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated cold wave risk.
Permits and code violations
5 permits not closed out. Unfinished permits pass to the next owner. 1 open violation.
- Permit - renovation/alteration Jun 2025Active
Proposed rear 1 story addition w/basement and terrace, 1 story north side addition w/attached 1 car garage, and interior remodeling of an existing 3 story sfr, per plans.
- Permit – express permit program May 2025Active
Install new geothermal vertical closed loop wells in backyard and 2 under floor slab only of existing single-family home. excavation for geothermal wells associated trenching cannot be located less than 1'-0" to adjacent property lines. there will be 32, 4" dia. wells in the backyard. trenching shall not be deeper than 4'. no new walls, ductwork or doors.1 residential unit(s), 0 non-residential unit(s), exterior work, backyard.
- Permit – express permit program Jan 2024Complete
Revision permit #100940771.to change gc contractors.
- Permit - reinstate revoked pmt Jan 2024
Reinstate permit no 100940771, same owner and contractors
- Permit - renovation/alteration Feb 2022Expired
Alteration to existing 3-story single family residence and construction of a new 1-story rear addition as per plans.
- Permit - easy permit process Oct 2019
Pvc code approval.permit#100771496
- Permit - renovation/alteration May 2019Complete
Erect a brick one story addition with basement and alterations to an existing 3 story single family residence, new stone terrace.
- Permit – express permit program Nov 2012Complete
Revision to p# 100454567, to change electrical contractor, all work to remain the same
- Permit - renovation/alteration Aug 2012Complete
Interior alterations to add shower at basement bath, relocate hot water heater & install new furnace with ductwork at basement & 1st flr per plans
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
5 within 1,650 ft
Nearest: University Of Chicago/Real Estate Operations, 1330 East 53rd Street (950 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,050 ft
Kozminski Elem Community Academy (1,050 ft), Murray Elem Language Academy (1,650 ft), Shoesmith Elem School (2,450 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
8.0 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on South University Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Knock on a neighboring gate and ask about noise, pets, flooding, or other issues common in the area.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
- Ask to see the construction documents (permit, sign-off) and check for visible cracks on the facade or in the attic/basement.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.