514-518 West 103rd Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 514-518 West 103rd Street have open permits or code violations?
- Chicago Department of Buildings lists 8 permits, 3 not closed, and 60 violations, 24 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 514-518 West 103rd Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated tornado and heat wave risk.
Permits and code violations
3 permits not closed out. Unfinished permits pass to the next owner. 24 open violations.
- Permit - signs Jul 2018
Install raceway mounted channel letters on front of building
- Permit – express permit program Jun 2017Complete
Install four (4) exterior light fixtures and replace damaged conduit at rear of bulding
- Permit - renovation/alteration Nov 2016Complete
Replace rear open wood porch and stair on an existing mixed use masonry building
- Permit - easy permit process Nov 2009
Correct all plumbing violations - work to be done in basement only.
- Permit - renovation/alteration Jun 2009Expired
Expansion of previously permitted daycare center; convert two adjacent existing retail spaces to daycare including arch, elec, plbg; and new trash enclosure as per plans. a certificate of occupancy is required.
- Permit – express permit program Oct 2008Complete
Low voltage electrical
- Permit - renovation/alteration Aug 2007Complete
Repair existing stairway up to and deck on 2nd floor level. permit not used to verify or legalize number of dwelling units. conditional permit subject to field inspection.
- Permit – express permit program Jul 2007Complete
Install 100amp 3 meters only........(lattin smith).
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: tornado, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
3 within 1,650 ft
Nearest: Hardy Corp., 711 West 103rd St. (1,250 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,800 ft
Fernwood Elem School (1,800 ft), Hughes L Elem School (2,050 ft), Garvey M Elem School (2,950 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
8.1 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on West 103rd Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.