5128 South Michigan Avenue, Chicago
technical data · neighborhood and transit
Quick answers
- Does 5128 South Michigan Avenue have open permits or code violations?
- Chicago Department of Buildings lists 11 permits, 7 not closed, and 60 violations, 5 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 5128 South Michigan Avenue at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated cold wave risk.
Permits and code violations
7 permits not closed out. Unfinished permits pass to the next owner. 5 open violations.
- Permit - renovation/alteration Jul 2026Active
Interior alterations/renovations to convert existing 3 story, 3a construction 10 unit residence w/basement to 14 units, exterior repairs - tuckpointing new 6 parking stalls, new trash enclosure per plans ** certified plans corrections: conditional permit subject to field inspections **
- Permit - wrecking/demolition Aug 2025Complete
Emergency wreck and remove a 3 story masonry multi unit residence
- Permit - renovation/alteration Oct 2024Suspended
Sc 2019 cbc: repairs to existing 4-story single family residence, demolition of dangerous conditions, west exterior bearing wall to be rebuilt, address existing violations. (group r-5, type iii-a).
- Permit - easy permit process Jul 2022
Fences: 98ft 0in x 6ft 0in: qty 2 (not to be installed within front yard)
- Permit - easy permit process Nov 2017
Correct masonry per building violations including replacing lintels (not longer than 6 ft)- (no structural work)- all work same as existing; subject to field inspections
- Permit - easy permit process Feb 2016
Tuckpoint and repair/replace bricks on retaining wall, garage parapet and repairs to cornice. repair beam pockets. work to address violations and subject to field inspection.
- Permit - easy permit process Feb 2016
Repair 2nd and 3rd floor stairs. repair first floor window. work to address violations and subject to field inspection
- Permit - easy permit process Oct 2014
Revision to permit # 100542084 to change the general contractor of record to oakland renovation.
- Permit - renovation/alteration Jul 2014Complete
Replace rear open wood 3 story wood porch in an existing 4 unit brick apartment building per existing drawings
- Permit – express permit program Jun 2014Complete
Garage demolition (remove conduit & wires)
- Permit - renovation/alteration Nov 2010Complete
Replace existing porch the same type and location
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
3 within 1,650 ft
Nearest: Jone'S Automotive, 5100 South Wabash (400 ft), open. 2 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
850 ft
5222 S Indiana Ave. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
5,200 ft
Pepsiamericas. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
950 ft
Beasley Elem Magnet Academic Ctr (950 ft), Bronzeville Scholastic HS (1,300 ft), Williams Medical Prep High Sch (1,400 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
6.7 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on South Michigan Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Ask to see the construction documents (permit, sign-off) and check for visible cracks on the facade or in the attic/basement.
- Knock on a neighboring gate and ask about noise, pets, flooding, or other issues common in the area.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.