4945-4947 North Winthrop Avenue, Chicago
technical data · neighborhood and transit
Quick answers
- Does 4945-4947 North Winthrop Avenue have open permits or code violations?
- Chicago Department of Buildings lists 10 permits, 4 not closed, and 17 violations, 4 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 4945-4947 North Winthrop Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated tornado and heat wave risk.
Permits and code violations
4 permits not closed out. Unfinished permits pass to the next owner. 4 open violations.
- Permit – express permit program Dec 2023Complete
Tuckpointing and unit masonry repair / replacement: 1000 sq. ft., lintel qty. 0, max. length 0. location: northeast and east parapet wall.
- Permit - easy permit process Jul 2022
Tuckpointing(approx 1000sq ft)on west,north parapet wall.cornice removel and brick replacement(approx 3000sq ft)od=f bricks,lintels(all undrer 6'),painting and more tuckpointing on west,north,east,south elevations(approx 1000sq ft)no structural work.
- Permit - easy permit process May 2019
Tuckpointing throughout 1000 sq ft; repair parapet, cornice and copings
- Permit - renovation/alteration Jan 2016Complete
Build-out of an existing ground floor retail space into a new restaurant and new storefront as per plans**certified corrections- - subject to field inspections & audit **
- Permit - renovation/alteration Sep 2015Complete
Interior & storefront renovations to an existing class f mercantile unit. no change in use,
- Permit - easy permit process Dec 2009
Work to hoa lan hair design salon: replace front windows & repair/replace drywall (including accommodating 6" diameter can lights). repair front entry ( install floor tile) remove laminate floor & replace with tile. repair & patch ceiling (electrical permit on file 100321471) (no structural work)- all work same as existing; subject to field inspections
- Permit – express permit program Nov 2009Complete
Supply and install nine recessed lighting fixtures on existing circuits.
- Permit - renovation/alteration Sep 2009Complete
Replace four existing 3 story rear open wood porches with roofs, porch "c" - existing roof to remain; replace connecting porch walkways; and repair roof to accommodate new beams as per plans to correct violations.
- Permit - easy permit process Jul 2009
Repair/tuckpoint parapet wall east side of the building/alley (appx 150 sq ft). replace gutters & downspouts (south side of the building). all work same as existing; subject to field inspections
- Permit – express permit program Apr 2008Complete
Re-install damaged grounding rod (at the meter fitting)
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: tornado, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
10 within 1,650 ft
Nearest: Chicago School District, 1053 West Foster Avenue (1,200 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,050 ft
McCutcheon Elem School (1,050 ft), Goudy Technology Academy (1,100 ft), Uplift Community High School (2,950 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on North Winthrop Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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