4745 South Michigan Avenue, Chicago
technical data · neighborhood and transit
Quick answers
- Does 4745 South Michigan Avenue have open permits or code violations?
- Chicago Department of Buildings lists 9 permits, 3 not closed, and 13 violations, 2 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 4745 South Michigan Avenue at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated cold wave risk.
Permits and code violations
3 permits not closed out. Unfinished permits pass to the next owner. 2 open violations.
- Permit - new construction Jun 2026Active
Spr 2019 cbc: full building permit for 3-story, 3 dwelling unit building with 3 enclosed parking spaces within a detached garage. (occupancy group r-5, type iiia construction).**certified corrections subject to field inspections & audit **
- Permit - new construction Nov 2021Complete
Spr 2019 cbc: new 2 story with basement, 3 dwelling units building with 3 car parking pad ( occupancy group r-5, construction type 5a)conditional permit subject to field inspections.)
- Permit - new construction Nov 2021Complete
Spr 2019 cbc: new 2 story with basement, 3 dwelling units building with 3 car parking pad ( occupancy group r-5, construction type 5a)(conditional permit subject to field inspection)
- Permit – express permit program Oct 2021Complete
Replace electrical contractor with r bustamante electric inc for permit #100919558
- Permit - easy permit process Jul 2021
Alternative code approval. use of pvc for underground plumbing. reference permit # 100919558
- Permit - new construction Jun 2021Expired
Spr 2019 cbc: new 2 story with basement, 3 d.u. building with dettached 2 car garage as per plans ( occupancy group r-5, construction type 5a)with one ouside parking space.
- Permit - renovation/alteration Mar 2016Complete
Remove and replace existing side open 3 story wood balconies as per plan, same size and location as existing
- Permit – express permit program Oct 2007Complete
Replace service riser only
- Permit - renovation/alteration Oct 2007Complete
Replace an enclosed rear porch and deck a steel framing and wood decking porch same size same place as per plans.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
3 within 1,650 ft
Nearest: Marathon Gas Station, 4654 South Wabash Avenue (750 ft), open. 2 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,300 ft
Beethoven Elem School (1,300 ft), Williams Medical Prep High Sch (1,300 ft), Bronzeville Scholastic HS (1,500 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
6.8 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on South Michigan Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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