420-444 West Elm Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 420-444 West Elm Street have open permits or code violations?
- Chicago Department of Buildings lists 9 permits, all closed, and 0 violations.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 420-444 West Elm Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated cold wave risk.
Permits and code violations
Every permit on file is closed out.
- Permit – express permit program Aug 2024Complete
Tuckpointing and unit masonry repair / replacement: 400 sq. ft., lintel qty. 0, max. length 0. location: expansion joints.
- Permit – express permit program Mar 2023Complete
Install a 60 amp circuit to service a charge point home flex
- Permit - renovation/alteration Jun 2012Complete
Erect new roof top deck
- Permit - renovation/alteration Jun 2012Complete
Erect new roof top deck per arch plans.
- Permit - renovation/alteration Aug 2011Complete
Erect new roof deck as per arch plans.
- Permit - renovation/alteration Aug 2011Complete
New private roof top deck per plans
- Permit - renovation/alteration Apr 2008Complete
Revision to permits 100122274 &100179264 to revise roof loading & roof framing for 'z' unit.
- Permit - renovation/alteration May 2007Complete
Revision to permit 100122274. 420-444 w. elm st. replace wood beam with steel beam as per plans.
- Permit - new construction Sep 2006Complete
420-444 w. elm street, construct a new three (3) story, thirteen (13) unit townhome building as per attached plans, building #8
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
17 within 1,650 ft
Nearest: Oak & Tempus, Llc, 1001-1011 North Orleans Street (950 ft), open. 3 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
850 ft
Oscar Mayer Foods Corp Chicago Plant and 16 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,250 ft
Payton College Preparatory HS (1,250 ft), Skinner North Elem Sch (1,600 ft), Franklin Elem Fine Arts Center (1,600 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
9.9 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on West Elm Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Semi-detached or row house: the shared wall matters. Listen from the room adjoining the neighbor's side and ask whether any structural work has been done there.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Check the condition of the fence, yard, and sidewalk out front: who is responsible for upkeep, and whether there are any boundary disputes with neighbors.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.