4109 West 16th Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 4109 West 16th Street have open permits or code violations?
- Chicago Department of Buildings lists 5 permits, 4 not closed, and 60 violations, 29 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 4109 West 16th Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated tornado and heat wave risk.
Permits and code violations
4 permits not closed out. Unfinished permits pass to the next owner. 29 open violations.
- Permit - renovation/alteration Feb 2025Active
Interior alterations to the 1st, 2nd & 3rd floors (attic) of a 2-1/2 story brick & frame 2-unit building (1 simplex & 1 duplex). 1st floor unit to remain the same size with no addition and duplex unit on the 2nd and 3rd floors (attic) to have a rear frame addition of 282 sf total. new 3-story rear open wood porch & stairs. new 174.4 sf cmu 2-car garage. mechanical, electrical & plumbing per plans. spr 2019 cbc. construction class: va occupancy: a-5 (conditional permit subject to field inspections)
- Permit - renovation/alteration Sep 2018Complete
Existing rear open wood porch to be replaced same size and configuration, as per plans.
- Permit - easy permit process Oct 2012
Correct plumbing per violations, install 2 fir drains in utility\storage area & erect 5'-8" fence at rear.
- Permit - easy permit process Oct 2006
Remove/replace plaster with 5/8" gyp board. update electrical and replace 7 plumbing fixtures. replace shingles.
- Permit - easy permit process May 2006
Repair/replace: four plumbing fixtures and electrical fixtures , all work same size and location.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: tornado, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
2 within 1,650 ft
Nearest: Pulaski Gas, 1900 South Pulaski Avenue (1,600 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
200 ft
4055 W 16th St and 13 more within half a mile. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
1,850 ft
Empire Hard Chrome Inc and 15 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,150 ft
Mason Elem School (1,150 ft), Hughes C Elem School (1,250 ft), Penn Elem School (1,600 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
5.1 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on West 16th Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.