3437 South Morgan Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 3437 South Morgan Street have open permits or code violations?
- Chicago Department of Buildings lists 8 permits, 6 not closed, and 13 violations, 9 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 3437 South Morgan Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated tornado and inland flooding risk.
Permits and code violations
6 permits not closed out. Unfinished permits pass to the next owner. 9 open violations.
- Permit - renovation/alteration Mar 2020Cancelled
Build out of existing commercial space for new coffee shop, as per plans.conditional permit subject to field inspections
- Permit - easy permit process Jun 2019
Alternative code program
- Permit - easy permit process Jun 2019
Revision to permit #100798747. alt. code approval to use schedule 40 pvc for underground and downspouts.
- Permit - new construction Apr 2019Complete
Erect a three story masonry building containing one commercial space on the ground floor and four residential units above, as per architect's plans.
- Permit - easy permit process Jun 2014
Replace (1) duct collection system.
- Permit - easy permit process Feb 2010
Replace four plumbing fixtures one k.s, three bathroom fixtures toilet,sink,and tub.front porch repairs stringers,connectors and joist. replace kitchen cabinets, windows, doors, and flooring. all work s.a.e. subject to field inspection ( no elect )
- Permit - wrecking/demolition Oct 2006Complete
Wreck and remove a private garage.
- Permit - easy permit process Aug 2006
New drywall 5\8'' ul gyp bd wiht minor electrical work.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: tornado, inland flooding, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
5 within 1,650 ft
Nearest: Mei, Mao, 3520 South Morgan Street (800 ft), open. 3 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
800 ft
American Metal Chemical Corp and 18 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Historic listing nearby
400 ft
Spiegel Office Building. Exterior changes can need preservation review; listed buildings can qualify for rehabilitation tax credits.
National Park Service, National Register
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
950 ft
Armour Elem School (950 ft), Holden Elem School (2,650 ft), Minnie Minoso Academy (2,700 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
6.1 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on South Morgan Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check the sewer connection (public network or septic tank) and the water source (public network or well), including pressure and water quality.
- Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
- Check the roof, gutters, and downspouts for signs of leaks or recent repairs, especially if it has rained recently.
- Knock on a neighboring gate and ask about noise, pets, flooding, or other issues common in the area.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.