3117-3121 South Morgan Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 3117-3121 South Morgan Street have open permits or code violations?
- Chicago Department of Buildings lists 18 permits, 8 not closed, and 60 violations, 35 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 3117-3121 South Morgan Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated tornado and inland flooding risk.
Permits and code violations
8 permits not closed out. Unfinished permits pass to the next owner. 35 open violations.
- Permit - renovation/alteration Mar 2024Suspended
Internal/external renovations on ground floor of existing 4 story mixed use building to convert existing space to a coffee bar w/kitchen, per plans.
- Permit - reinstate revoked pmt Jan 2022
Reinstate permit no 100834378, no change to ownership or contractors - final reinstatement, must start construction / request inspections no later than 07.18.2022
- Permit - easy permit process Nov 2021
Remove plywood and replace with storefront glass. masonry repairs with sill.
- Permit - easy permit process Aug 2021
Remove brick infill in existing window openings. replace with windows of same size. existing lintels and sills to remain
- Permit - new construction Sep 2019Expired
Self-cert: existing automobile repair center to be converted to a veterinary clinic, the existing building will be gutted and remodeled, and an addition will be added on existing foundation. new single ply 60 mil membrane roof over r30 rigid insulation, 3 rtu's, 4 skylights, new electrical service, phone, data, security, separate toilets, water supply, and waste drainage.additional off street parking per plans.
- Permit - renovation/alteration Aug 2019Complete
Renovation of 2 apartments in existing 6-unit residential building with ground floor retail. remodel includes refinishing partitions, new kitchens, new bathrooms, and expanded mechanical, electrical and plumbing systems. new metal balconies at each apartment. work to other apartments performed under permit 100661439. work to rear building performed under permit 100656634. existing and proposed use is a2.
- Permit - renovation/alteration Jan 2017Complete
Interior remodeling of 3 residential units of an existing 8 unit residential building with 3 ground floor retail spaces. *the work done on floors 2 & 4 is to address the stopwork order. remodeling includes new mechanical, electrical, and plumbing. no exterior work. **certified plan corrections project - conditional permit: subject to field inspections **
- Permit - renovation/alteration Aug 2016Complete
Interior remodeling of a 2-unit residential building. exterior work limited to replacement of existing rear porch, same size and location. mechanical, electrical, and plumbing systems will be modified. the existing and proposed use is a-2 multi-family. the existing and proposed dwelling count is 2 units.
- Permit - easy permit process Jul 2015
Repair & maintain parapet wall.
- Permit - renovation/alteration Jul 2013Complete
Remove and replace existing open wood rear porches and stairs same size and location as per plans.
- Permit – express permit program Apr 2012Complete
Change old fuse boxes , to new breaker boxes ( 8 ) new ground conduit and wire to water meter basement cleanup , battery lighting
- Permit - renovation/alteration Jun 2009Complete
Interior buildout for new hair salon on ground floor in existing 4 story, iii-b, apt building as per plans. plans subject to audit and field inspection.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: tornado, inland flooding, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
5 within 1,650 ft
Nearest: Bridgestone Transmission, 936 West 31st St. (250 ft), open. 2 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
2,250 ft
Europtec Usa Llc and 15 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,000 ft
Holden Elem School (1,000 ft), Armour Elem School (1,200 ft), Healy Elem School (2,800 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
6.3 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on South Morgan Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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