2851 West Cermak Road, Chicago
technical data · neighborhood and transit
Quick answers
- Does 2851 West Cermak Road have open permits or code violations?
- Chicago Department of Buildings lists 9 permits, 5 not closed, and 16 violations, 9 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 2851 West Cermak Road at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated cold wave risk.
Permits and code violations
5 permits not closed out. Unfinished permits pass to the next owner. 9 open violations.
- Permit – express permit program Aug 2026Active
Scope: nonstructural interior alteration to add stock room and electrical upgrades. locations: 0 residential unit(s), 1 non-residential unit(s), existing 1st floor retail storefront.
- Permit - renovation/alteration Jul 2023Expired
New steel stair same size and location to the existing 3 story mixed use masonry building, as per architectural plans.
- Permit - signs Mar 2022
Internally led-lit single-sided suspended sign on north elevation
- Permit - renovation/alteration Nov 2019Complete
Exterior alterations to reduce the size of the 2nd fl windows on north elevation, infill portion of opening with new masonry infill. replacement of existing 2 story porch rear frame porch with new & replacement of 1 story rear stair with new per plans, both same size & location. install new electrical fixtures & wiring per plans. no mech. or plumbing work. permit to address bldg violations from stf insp 11767950.(conditional permit subject to field inspections)
- Permit - renovation/alteration Oct 2017Complete
Interior renovation of 2 existing dwelling units to include: replacing existing rear open porch, replace existing electrical panels in the existing dwelling units, plumbing work, add new split system furnace and ac.
- Permit - easy permit process Sep 2008
Replace 3 lav sinks, fixtures and 1 mop sink replacement.
- Permit – express permit program Sep 2007Complete
Installation of low voltage cables for telephones 8 locations rp japencar 773-847-9851 c1655859984
- Permit – express permit program Jun 2006Complete
Existing 400amp service,30 circuits only........
- Permit - porch construction Apr 2006
Replace existing open rear porch per plans by lic. architect
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
2 within 1,650 ft
Nearest: Berman Industries, 2106 South California Ave. (850 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
2,600 ft
Bnsf Little Village Paseo Segment 5 and 1 more within half a mile. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
2,250 ft
Chilo Manufacturing Plating Co and 10 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
500 ft
Hammond Elem School (500 ft), Telpochcalli Elem School (950 ft), Maria Saucedo Magnet Academy (1,150 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
5.3 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on West Cermak Road
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.