2640 West Luther Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 2640 West Luther Street have open permits or code violations?
- Chicago Department of Buildings lists 10 permits, 4 not closed, and 35 violations, 26 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 2640 West Luther Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated tornado and heat wave risk.
Permits and code violations
4 permits not closed out. Unfinished permits pass to the next owner. 26 open violations.
- Permit - easy permit process May 2017
Revision to permit # 100672838 to plumbing cont to cma plumbing inc.
- Permit – express permit program Apr 2017Complete
Change of electrical contractor for original permit #100672838
- Permit - wrecking/demolition Jan 2017Complete
Wreck and remove a 2 story frame multi unit residence
- Permit - renovation/alteration Jan 2017Complete
Deconversion from 5 d.u. to 4 d.u. & interior alterations to basement, 1st, & 2nd floors in existing multidwelling unit residence. existing occupancy use of a2 to remain per plans **certified plans corrections: conditional permit subject to field inspections **
- Permit - easy permit process May 2016
Fences: 50ft in x 6ft in: qty 1
- Permit - easy permit process May 2016
Windows (replacement only): qty 20, doors (replacement only): qty 8
- Permit - easy permit process Mar 2013
Garage
- Permit - renovation/alteration Dec 2009Complete
Replace existing open wood porch - same size and location
- Permit – express permit program Feb 2009Complete
Install 100a 1 meter service
- Permit - renovation/alteration Jul 2006Complete
Erect new dormer frame addition and interior alterations with new iron metal stairs per plans by lic. architect
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: tornado, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
7 within 1,650 ft
Nearest: United Services Automobile Association, 2545 West 24th Street (800 ft), open. 5 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,250 ft
Bnsf Little Village Paseo Segment 6 and 1 more within half a mile. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
700 ft
Tri Powdercoating Inc and 12 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,000 ft
Acero Chtr - Octavio Paz Elem Sch (1,000 ft), Telpochcalli Elem School (1,650 ft), Finkl Elem School (1,650 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
5.2 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on West Luther Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.