245 South Lotus Avenue, Chicago
Estimated number, map position is approximatetechnical data · neighborhood and transit
Quick answers
- Does 245 South Lotus Avenue have open permits or code violations?
- Chicago Department of Buildings lists 9 permits, 4 not closed, and 52 violations, 47 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 245 South Lotus Avenue at risk for?
- FEMA's National Risk Index rates the area relatively high overall, with elevated tornado and inland flooding risk.
Permits and code violations
4 permits not closed out. Unfinished permits pass to the next owner. 47 open violations.
- Permit – express permit program Feb 2024Complete
Tuckpointing and unit masonry repair / replacement: 3125 sq. ft., lintel qty. 0, max. length 0. parapet rebuilding: 120 sq. ft. location: front and side facade.
- Permit - easy permit process Jan 2023
Masonry repair work: tuckpointing, replace window lintels as needed, replace window head metal caps and rebuild bricks as necessary. (aka: 5449-51 w quincy st./ 235-37 s lotus ave.)masonry repair work: tuckpointing, replace window lintels as needed, replace window head metal caps and rebuild bricks as necessary. (aka: 5449-51 w quincy st./ 235-37 s lotus ave.)
- Permit – express permit program May 2014Complete
Service repair 3 meters only
- Permit - easy permit process Sep 2012
Garage
- Permit - easy permit process Nov 2008
Work to be done in 237 s lotus in basement to repair supply line replace 6'-0"hot water supply. s.a.e., subject to field inspection. plumbing only.
- Permit – express permit program Apr 2008Complete
Corrections to existing el. installation for outside lights. check up of existing em lights. corrections to el. installation in mech. the room.
- Permit - easy permit process Mar 2008
Masonry repairs. partial tuckpointing, 22 lintel replacement. all no longer than 6 ft. long. in courtyard.
- Permit - renovation/alteration Jan 2008Complete
Replace three existing wood frame porches per arch. plans to correct violations.
- Permit – express permit program Jul 2007Complete
1 meter 200a service; new circuits, 12 telephone outlets; 6 tv outlets; intercom; circuit for a new garage.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively High
Highest for this area: tornado, inland flooding, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
2 within 1,650 ft
Nearest: Kooy, Larry, 5447 West Harrison St. (1,600 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
950 ft
5534 W Monroe St. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,300 ft
Depriest Elem School (1,300 ft), Plato Learning Acad Elem School (1,800 ft), Catalyst Charter-Circle Rock ES (2,250 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
6.2 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on South Lotus Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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