1645 North Wells Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 1645 North Wells Street have open permits or code violations?
- Chicago Department of Buildings lists 25 permits, 12 not closed, and 21 violations, 10 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 1645 North Wells Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated tornado and heat wave risk.
Permits and code violations
12 permits not closed out. Unfinished permits pass to the next owner. 10 open violations.
- Permit - signs Dec 2024
Wall sign for 1645 n wells st. chicago, il 60614
- Permit – express permit program Aug 2024Complete
Installation of low voltage burglar alarm interior work only # 405168794 job # 124721050
- Permit – express permit program Jun 2024Complete
Installation of low voltage burglar alarm interior work only # 405090330 job # 123436271
- Permit - renovation/alteration Nov 2023Complete
Revision to issued permit 100931620, addition of area well. rev. bubble 3
- Permit – express permit program Mar 2023Complete
Replace existing (4) gfci to new. replace existing exit and em to led chicago approved. replace (8) 20a power receptacles.
- Permit - renovation/alteration Oct 2021Complete
B1-3 - current use/occupancy first floor retail with 12 apartment units above. proposed conversion of unoccupied rear retail first floor unit and storage areas to 2 new residential units, existing front retail tenant space to remain (conversion from 12 du and retail to 14 du and retail) as per plans.
- Permit - renovation/alteration Aug 2021Expired
Current use/occupancy is b1-3 first floor retail with 12 apartment units above and the proposed use/occupancy is the same b1-3. for new 2nd story masonry residential addition over existing masonry entryway and new rear 3 story steel constructed deck/porch serving residential units only (to existing 12 d.u. over 2 existing retail tenant spaces) per plans **certified plans corrections: conditional permit subject to field inspections **
- Permit - renovation/alteration Apr 2021Complete
Remove and replace (2) existing open wood porches and stairs as per plan. same size and location as existing.
- Permit – express permit program Jan 2021Complete
Adding security cameras to parking lot. involves adding 1 electrical circuit
- Permit - easy permit process Jan 2021
Revision to permit no. 100881742 - for alt code approval to use sch 40 pvc for waste and vent lines above and below grade
- Permit - renovation/alteration Nov 2020Complete
Current use/occupancy is b1-3 first floor retail with 12 apartment units above and the proposed use/occupancy is the same b1-3. for demolition and remodeling in all floors includes architectural, mechanical, plumbing, and electrical as per plans [see permit #100909212 to add 2 units - total 14]**certified corrections subject to field inspections & audit **
- Permit - easy permit process Oct 2020
Remove and replace roofing system
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: tornado, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
8 within 1,650 ft
Nearest: Amoco Oil Co. #5934, 140 West North Ave. (500 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
2,950 ft
Oscar Mayer Foods Corp Chicago Plant and 5 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,050 ft
LaSalle Elem Language Academy (1,050 ft), Manierre Elem School (2,250 ft), Franklin Elem Fine Arts Center (2,250 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on North Wells Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.