122 West Kinzie Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 122 West Kinzie Street have open permits or code violations?
- Chicago Department of Buildings lists 28 permits, 16 not closed, and 33 violations, 24 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 122 West Kinzie Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated tornado and inland flooding risk.
Permits and code violations
16 permits not closed out. Unfinished permits pass to the next owner. 24 open violations.
- Permit - signs Aug 2023
Illuminated wall sign; 50 sq/ft; south elevation
- Permit - signs Jun 2021
The house of crystalsnew id awninglocation: south elevationsign facing: kinzie streads:spiritual boutique
- Permit - signs Jun 2021
The house of crystalsnew id awninglocation: south elevationsign facing: kinzie streads:spiritual boutique
- Permit - renovation/alteration May 2020Complete
Replace existing private rooftop deck and add new pergola and cabinetry on existing mixed occupancy building of type b & r-5 occupancies, and type iv construction. no change to occupancy or egress. structural peer review. 2019 chicago rehab code.**certified corrections- - subject to field inspections & audit **
- Permit - elevator equipment Jun 2019
Install (1) 200# 50fpm 2-stop dumbwaiter as per plans submitted (ev018366)
- Permit - renovation/alteration May 2019Complete
*self cert* *structural peer review* install dumbwaiter for 4th floor to roof as per plan in existing 4 story building. existing 1st floor bank, 2nd floor offices, third floor office. 4th floor residential. the 3rd flr residence is duplexed w/ the 4th flr residence area for a total of 1 dwelling unit in the bldg. no change in use.
- Permit – express permit program Apr 2019Complete
Electrical wiring for 2-stop dumbwaiter installation, 1.5hp
- Permit - renovation/alteration Apr 2018Complete
Interior and exterior alterations on the fourth floor to an existing 4 story building with first floor occupied by pnc bank, 2nd floor offices, third floor offices/residential, and 4th floor offices and residential as per plans. the 3rd flr residence is duplexed w/ the 4th flr residence area for a total of 1-dwelling unit in the bldg.
- Permit – express permit program Sep 2017Complete
Installtion of low voltage card access & intercom
- Permit – express permit program Oct 2016Complete
Data lines, phone and tv
- Permit - signs Oct 2016
Install (1) set channel letters above storefront on south elevation and connect to supplied leads.
- Permit - easy permit process Sep 2016
Revision to permit #100657286 to change the ventilation & refrigeration contractor of record to indoor air & hvac.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: tornado, inland flooding, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
20 within 1,650 ft
Nearest: Chicago Transit Authority, 152 West Illinois Street (550 ft), open. 3 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
1,950 ft
Gateway Park Industrial Complex and 3 more within half a mile. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
2,750 ft
YCCS-Innovations of Arts Integr (2,750 ft), Noble St Chtr-Muchin College Prep (2,850 ft), Intrinsic 2 Charter High School (3,250 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
9.4 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on West Kinzie Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.