12042 South Stewart Avenue, Chicago
technical data · neighborhood and transit
Quick answers
- Does 12042 South Stewart Avenue have open permits or code violations?
- Chicago Department of Buildings lists 11 permits, 7 not closed, and 60 violations, 34 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 12042 South Stewart Avenue at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated tornado and heat wave risk.
Permits and code violations
7 permits not closed out. Unfinished permits pass to the next owner. 34 open violations.
- Permit - elevator equipment Nov 2019
Installation of one(1) 400lb capacity, 25fpm, curved stairlift, pursuant to the scope of work plans submitted.
- Permit - elevator equipment Dec 2018
Installation of one(1) harmar cpl400 vertical platform lift with safety landing gate at front deck of residence, 10fpm, 750lb capacity pursuant to the scope of work plans submitted.
- Permit - easy permit process Dec 2018
Saw cut brick knee wall and install new pressure treated deck, stairs & associated concrete for new vertical platform lift in front
- Permit - easy permit process Apr 2017
Repair/replace drywall,replacement of plumbing fixtures & water lines in same location- all work same as existing
- Permit – express permit program Mar 2017Complete
Install new 200 amp service and total rewire.
- Permit - easy permit process Feb 2017
Complete roof tear off.
- Permit - wrecking/demolition Jan 2015Complete
Court ordered wreck and remove a 2 story frame residence
- Permit - easy permit process Nov 2011
Repair west enclosed porch per building violations. replace doors & windows- all work same as existing
- Permit - renovation/alteration Oct 2009Complete
Replace existing 2 story rear wood porch in same location with same size and materials per plans
- Permit - easy permit process Sep 2009
Repair mansory in front of building.
- Permit – express permit program Aug 2009Complete
We will be adding a public meter to the residence, and relocating a braker box to the second floor.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: tornado, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
1 within 1,650 ft
Nearest: Big Sam'S Properties, 333 West 119th Street (1,200 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
3,200 ft
Calumet Heat Treating Corporation and 5 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,950 ft
Metcalfe Elem Community Academy (1,950 ft), Owens Community Academy ES (3,000 ft), Brown R Elem Community Acad (4,000 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
9.9 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on South Stewart Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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