10975 South Church Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 10975 South Church Street have open permits or code violations?
- Chicago Department of Buildings lists 10 permits, 7 not closed, and 22 violations, 11 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 10975 South Church Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated tornado and heat wave risk.
Permits and code violations
7 permits not closed out. Unfinished permits pass to the next owner. 11 open violations.
- Permit – express permit program Sep 2026Complete
Line voltage electrical work. new permanent 200 amp service disconnecting means with 17 circuits. receptacle outlets: 1 . lighting outlets: 0. specific location: basement and utility meter.
- Permit – express permit program Jul 2026Active
Install solar panels on roof of principal building. roof type: sloped (2:12 to 5:12). inverter output: 11.5 kw. array output: 0.01025 kw. includes 13.5 kwh energy storage system. location: roof solar. icc distributed generation installer cert. #23-0387.
- Permit – express permit program Jan 2026Active
Install solar panels on roof of principal building. roof type: sloped (2:12 to 5:12). inverter output: 9.5 kw. array output: 0.01025 kw. location: roof solar. icc distributed generation installer cert. #23-0387.
- Permit – express permit program Jan 2026Active
Line voltage electrical work. new permanent 200 amp service disconnecting means with 1 circuits. receptacle outlets: 0 . lighting outlets: 1. specific location: main house.
- Permit – express permit program Oct 2025Active
Scope: roof replacement. area: 2200 sq. ft. roof covering: asphalt shingles. location: 10971 s church st. il roofing contractor license: 104019663.
- Permit - easy permit process Sep 2023
Garage
- Permit - easy permit process Mar 2019
Repair porch to correct vioaltions; replace five 4" x4"newel post,replace 2-3 stair treads, replace one top rail and guardrails
- Permit - easy permit process Mar 2012
Replace roof
- Permit – express permit program May 2009Complete
Low voltage alarm
- Permit - renovation/alteration Feb 2009Complete
Replacement of two existing wood porches same as existing as per plans.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: tornado, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
8 within 1,650 ft
Nearest: Altice, Lorraine, 11045 South Ashland Ave. (600 ft), open. 3 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
850 ft
Morgan Park High School (850 ft), Shoop Math-Sci Tech Elem Academy (1,600 ft), Esmond Elem School (2,350 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
7.9 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
Have you lived here? Share your experience.
Leave a reviewThe Address Story
Every address has a context. Read its story.
How much it costs to live here
Price, rent, mortgage, and the city's economic context, all in one place.
The money at this address
Renting, buying, and investing, on the same numbers. Enter the listing price to see all calculations.
Enter a rent and the yield calculation fills in on its own.
Loan calculator for this address
Enter the listing price. The calculation uses only your numbers.
Rough estimate, with a fixed rate. The bank's offer may include fees and insurance.
Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on South Church Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.