1048 West Montana Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 1048 West Montana Street have open permits or code violations?
- Chicago Department of Buildings lists 10 permits, 7 not closed, and 0 violations.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 1048 West Montana Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated cold wave risk.
Permits and code violations
7 permits not closed out. Unfinished permits pass to the next owner.
- Permit - renovation/alteration Apr 2024Expired
Replace existing open porch
- Permit – express permit program Sep 2023Suspended
New conduit and wiring for 1st and 2nd floor kitchen and bathroom remodeling
- Permit – express permit program Aug 2023Suspended
2nd floor kitchen remodel, new conduit and circuit to fit the new design.
- Permit - renovation/alteration Aug 2023Complete
Spr 2019 cbrc - remove two (2) existing columns and install two (2) sched 40 steel columns on new reinforced concrete pads, as per plans (occupancy r-5 ; construction type vb)
- Permit - easy permit process Aug 2023
Repair and replace all plumbing fixtures and associated piping for units 1,2, and 3 for kitchen and baths.
- Permit - easy permit process Aug 2023
Replace all plumbing fixtures and all d,w,v and water piping for 2 unit building. no water heater installation on this permit. all work subject to inspection.
- Permit - easy permit process Aug 2018
Rebuild parapet wall and tuckpoint front face brick. east wall 46'lf and west wall 56'lf
- Permit - easy permit process Dec 2015
Hot water heater (replacement only): qty 1
- Permit - renovation/alteration Jul 2015Complete
Replace existing porch and stairs
- Permit – express permit program Dec 2014Complete
Installation of low voltage burglar alarm interior work only # 4012-21701
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
5 within 1,650 ft
Nearest: Mcl Development Corp., 2344 North Lakewood (1,650 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
1,850 ft
Tingstol Co and 17 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,400 ft
Mayer Elem School (1,400 ft), Harriet Tubman Elem School (2,750 ft), Alcott Elem School (2,850 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on West Montana Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
The year built, height regime, structure, and elevator for this address are being indexed right now, city by city. Save the page and check back: it fills in over time. If you live here, you can fill it in yourself in a minute by leaving a review.