1047-1049 West Belmont Avenue, Chicago
technical data · neighborhood and transit
Quick answers
- Does 1047-1049 West Belmont Avenue have open permits or code violations?
- Chicago Department of Buildings lists 9 permits, 5 not closed, and 8 violations, 4 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 1047-1049 West Belmont Avenue at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated cold wave risk.
Permits and code violations
5 permits not closed out. Unfinished permits pass to the next owner. 4 open violations.
- Permit - renovation/alteration Feb 2023Expired
Self cert 2019 cbrc:change of use from exisiting political campaign office to ground floor retail cafe and shop as per plans. (occupancy b-business). **no plumbing electrical or ventilation work in scope**
- Permit – express permit program Aug 2022Complete
Remove and replace light fixtures and switches
- Permit - easy permit process Dec 2015
Hot water heater (replacement only): qty 1
- Permit - signs Dec 2013
Awning in front of building
- Permit - renovation/alteration Nov 2010Complete
Reconfiguration existing rear deck, an existing four story building
- Permit - new construction Dec 2009Complete
New roof deck to an existing four story building,pergola and rear spiral stairs per plans
- Permit - easy permit process Oct 2009
Roof recover only - no structural work, tuckpointing - no structural work - 1500 sqft
- Permit - renovation/alteration May 2008Complete
Interior alteration of existing dental office. (same doctor)
- Permit - easy permit process Mar 2007
New windows 4 total- same size and location. new doors. replace approx 250 bricks.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
7 within 1,650 ft
Nearest: Braver Construction, 3310 North Racine (1,350 ft), open. 1 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
1,400 ft
Craftsman Plating Tinning Corp and 3 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Historic listing nearby
300 ft
Belmont-Sheffield Trust and Savings Bank Building. Exterior changes can need preservation review; listed buildings can qualify for rehabilitation tax credits.
National Park Service, National Register
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
1,150 ft
Hawthorne Elem Scholastic Academy (1,150 ft), Harriet Tubman Elem School (2,050 ft), Nettelhorst Elem School (3,050 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on West Belmont Avenue
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.