1031-1035 West Polk Street, Chicago
technical data · neighborhood and transit
Quick answers
- Does 1031-1035 West Polk Street have open permits or code violations?
- Chicago Department of Buildings lists 7 permits, 3 not closed, and 11 violations, 8 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 1031-1035 West Polk Street at risk for?
- FEMA's National Risk Index rates the area relatively low overall, with elevated tornado and cold wave risk.
Permits and code violations
3 permits not closed out. Unfinished permits pass to the next owner. 8 open violations.
- Permit - renovation/alteration Jul 2025Complete
Spr 2019: exterior works for repairing an existing rear wood porch structure to address building violation cn070024. on a existing 3 story, 6 dwelling units residential building. (occupancy r-5 type iiia)
- Permit - easy permit process Jun 2023
Revision to permit # 100925016 to change contractors: plumbing to trusty plumbing, inc. & hvac to eugeni heating ii, inc
- Permit - easy permit process Dec 2021
Repair existing wood frame porch at rear to correct violations. no plans required per violations.
- Permit - new construction Jul 2021Complete
Self-cert 2019 cbc: full building permit for 3 story 5 d.u. building with basement, rooftop deck, rooftop stair enclosure, front terrace at 1st floor, rear deck at 2nd/3rd floor with stair to rooftop deck, front deck at 3rd floor, 5 exterior parking spaces on concrete pad, 6' high 40' long wood fence, sprinkler system installation to be approved separately as per plan (occupancy group r-2, type v a construction).
- Permit - renovation/alteration Jan 2019Complete
Replace (3) story open wood porch with new & existing roof, per plans.
- Permit - easy permit process Nov 2009
Area of work- appx 160 sq ft: tuckpoint as needed & replace lintel (4 ft long)(no structural work)- all work same as existing; subject to field inspections
- Permit - renovation/alteration Jan 2006Complete
Repair rear open wood frame porch as per plan (joists, conections, & col spice strengthening. also, adding handrail posts to strengthen handrails). this permit shall not be used as verification of dwelling units.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively Low
Highest for this area: tornado, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
11 within 1,650 ft
Nearest: University Of Il Chicago, 14th & Halsted (1,150 ft), open. 3 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
3,600 ft
Us Customs House Firing Range and 4 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Nearest public schools
350 ft
Galileo Elem Math & Sci Schol Acd (350 ft), Smyth J Elem School (2,350 ft), Chicago World Language Academy (2,550 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Major airport
7.8 mi
Chicago Midway (MDW). Aircraft may be audible under approach paths.
FAA large-hub airports
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
More on West Polk Street
All addressesViewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.
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