1004, Chicago
technical data · neighborhood and transit
Quick answers
- Does 1004 have open permits or code violations?
- Chicago Department of Buildings lists 10 permits, 3 not closed, and 45 violations, 37 open.
- What is the 2026 conforming loan limit in Cook County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 2, moderate potential.
- What natural disasters is 1004 at risk for?
- FEMA's National Risk Index rates the area relatively high overall, with elevated tornado and inland flooding risk.
Permits and code violations
3 permits not closed out. Unfinished permits pass to the next owner. 37 open violations.
- Permit – express permit program Oct 2026Complete
For permit 101082065: replacement general contractor. replacement plumbing contractor. replacement electrical contractor. new contractor(s) listed under "other applicants and contractors" on permit certificate.
- Permit – express permit program Aug 2026Complete
For permit 101082065: replacement plumbing contractor. new contractor(s) listed under "other applicants and contractors" on permit certificate.
- Permit - new construction May 2026Active
Self-cert 2019 cbc: level 2 alteration:interior renovation of an existing ground level tenant space in a 6 story mixed use building consisting of 1,129 sf rentable area. work includes architectural, electrical and plumbing.no exterior work, no structural work, no mechanical work(occupancy: b, construction type iiib)
- Permit – express permit program Aug 2017Complete
Installation of low voltage burglar alarm interior work only # 4023-64230
- Permit - renovation/alteration Feb 2016Complete
Interior alterations only for tenant buildout for beauty salon. conditional permit subject to field inspection.
- Permit - wrecking/demolition Apr 2015Complete
Wreck & remove 3 story masonry residence
- Permit - wrecking/demolition Apr 2015Complete
Wreck & remove 2 story masonry residence
- Permit - renovation/alteration Mar 2013Complete
Repair existing rear wood porch to address violations as per plans
- Permit - easy permit process Nov 2009
Work to be remove\replace existing dyrwall 5\8'' ul. gyp. bd. to 1st. fl. commercial space. retile floor. some electrical. plumbing replace 1 water closet and 1 lav add 2 new sinks as per plan plumbing only on plan.
- Permit - easy permit process Sep 2008
South\east elevations. point as necessary. patch stone sills. clean masonry.
Chicago Department of Buildings
Safety and environment
FEMA natural hazard risk
Relatively High
Highest for this area: tornado, inland flooding, heat wave, cold wave. These drive insurance cost here.
FEMA National Risk Index, census tract
Leaking fuel tanks
17 within 1,650 ft
Nearest: Loeber Motors, 1111 North Clark St. (450 ft), open. 6 still open. Ask whether groundwater or soil vapor testing was done.
EPA UST Finder, leaking underground storage tank releases
Toxic release facility
2,350 ft
Oscar Mayer Foods Corp Chicago Plant and 7 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Historic listing nearby
150 ft
Burlingham Building and 2 more listings close by. Exterior changes can need preservation review; listed buildings can qualify for rehabilitation tax credits.
National Park Service, National Register
Radon potential
Moderate
Average indoor levels of 2 to 4 pCi/L. EPA still suggests testing ground-floor and basement units.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
700 ft
Salazar Elem Bilingual Center (700 ft), Ogden Elem School (750 ft), Payton College Preparatory HS (1,000 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Sinkhole-prone ground
Limestone karst
The bedrock here (dolostone (dolomite), Silurian) can dissolve and open sinkholes. Ask for a geotechnical report and check whether sinkhole coverage is in the insurance policy.
USGS Karst in the United States (OFR 2014-1156)
Conforming loan limit 2026
$832,750
Cook County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Who lives and works in Chicago
Trading floors, logistics and the deepest architecture stock in America
Chicago carries a full corporate economy at a price the coasts do not match. Neighborhoods are distinct and walkable, two and three flats are everywhere, and the Loop still sets the commute for finance, law and consulting.
- $71,673
- median household income
- 18.9%
- residents aged 25 to 34
- 45%
- households that own their home
What pays the bills
- Finance and trading
- Logistics and rail
- Law and consulting
- Healthcare
- Manufacturing
Who anchors the economy
CME Group · Boeing suppliers · University of Chicago · Northwestern Medicine · United Airlines
The market is shaped around
- Young professionals
- Families buying space
- Two and three flat owners
Viewing recommendations
What's worth checking in person before deciding.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Look at the stairwell (cleanliness, smell) and the association's notice board: unpaid dues, conflicts, recent decisions.
- Schedule a viewing on a weekday too, between 6:00 and 7:30 PM, the window when the building is busiest: neighbors, parking, elevator.
- Knock on a neighboring door and ask two things: what bothers them most often, and what work is planned for the building.
- Ask for the latest maintenance bill from a winter month, not a summer one: that's where the real cost of living there shows up.
- Ask specifically where you'd park: is there paid city parking, who currently holds it, what the permit costs, and how long the waitlist is.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.