699 Cherry Street, Chattanooga
technical data · neighborhood and transit
Quick answers
- What is the 2026 conforming loan limit in Hamilton County?
- $832,750 for a single-unit home, per FHFA. Larger loans are jumbo loans.
- Is radon a problem here?
- EPA radon zone 1, the highest potential. Test for radon before you buy.
- What natural disasters is 699 Cherry Street at risk for?
- FEMA's National Risk Index rates the area relatively moderate overall, with elevated tornado and inland flooding risk.
Safety and environment
FEMA natural hazard risk
Relatively Moderate
Highest for this area: tornado, inland flooding. These drive insurance cost here.
FEMA National Risk Index, census tract
Superfund site
1.5 mi
Southside Chattanooga Lead (NPL Site). Check groundwater and vapor reports on the EPA site page.
EPA National Priorities List
Leaking fuel tanks
12 within 1,650 ft
Nearest: Marguerite Moses Property, 212 Market Street (300 ft), no further action. Every release here is closed by the state regulator.
EPA UST Finder, leaking underground storage tank releases
Brownfield site
2,450 ft
Old Chattanooga Bank Building. Former industrial land in EPA's cleanup and reuse program.
EPA ACRES Brownfields
Toxic release facility
1,500 ft
Blazer Fabricating Chattanooga Plant and 10 more within a mile. Reports chemical releases to air, water or land to EPA each year.
EPA Toxics Release Inventory
Historic listing nearby
300 ft
Chattanooga Electric Railway and 1 more listings close by. Exterior changes can need preservation review; listed buildings can qualify for rehabilitation tax credits.
National Park Service, National Register
Radon potential
High
Average indoor levels here can exceed 4 pCi/L, EPA's action level. A $15 test kit settles it before you buy.
EPA and USGS Geologic Radon Potential Map
Wildfire risk
Very Low
Wildfire risk is low enough that standard home insurance usually covers it.
FEMA National Risk Index
Nearest public schools
4,350 ft
Chattanooga School for the Arts and Sciences Upper (4,350 ft), Chattanooga School for the Arts and Sciences Lower (4,350 ft), Tommie F. Brown Academy (4,600 ft). Confirm the assigned school with the district.
U.S. Department of Education, NCES
Conforming loan limit 2026
$832,750
Hamilton County. Mortgages up to this amount qualify for Fannie Mae and Freddie Mac pricing. Above it, the loan is a jumbo with stricter terms.
FHFA Conforming Loan Limit Values, one-unit
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Viewing recommendations
What's worth checking in person before deciding.
- This is a house, not an apartment. Check the lot boundaries, car access, and how water drains from the yard after rain, including whether the neighboring lot sits higher and could send water toward the property.
- Test water pressure and temperature at the tap, in the bathroom and kitchen, for at least a minute.
- Semi-detached or row house: the shared wall matters. Listen from the room adjoining the neighbor's side and ask whether any structural work has been done there.
- Ask what heating system is in place (own boiler, wood, gas) and request the last winter month's bills.
- Schedule a viewing in the evening too, on a weekday, to see street traffic, streetlights, and how quiet the neighborhood is after 8 PM.
- Check exactly where you'd park: a spot in the yard or garage, or street parking, and how crowded the street gets in the evening.
- Check the condition of the fence, yard, and sidewalk out front: who is responsible for upkeep, and whether there are any boundary disputes with neighbors.
Neighborhood recommendations are derived from public OpenStreetMap data and may be incomplete. Checking in person is still what matters most.